Purpose, Vision, and Mid-term Plan
Purpose
To create a local community better suited to bringing each person’s hope to life
The Bank Group is once again strengthening its commitment to “providing societal value by contributing to the resolution of regional issues” as part of its corporate group purpose. In order to align its views with the Bank’s stakeholders, which include customers, shareholders, and employees, as well as continue to be a close presence for each person and company within the local community and “a place where our stakeholders’ hopes can come to life”, Chiba Bank has made its core purpose “to create a local community better suited to bringing each person’s hope to life”.
Vision
An Engagement Bank Group that works closely with the community
In order to achieve this purpose, the Bank Group has established a corporate vision of “an Engagement Bank Group that works closely with the community” while aiming to become “a Bank Group that seeks to keep growing together along with the entire region by providing value through deep connections with all of its stakeholders including customers, shareholders, and employees”. Chiba Bank will strive to provide social value to the region by continually prioritizing this “deep connection” with its stakeholders, refining its existing business initiatives, and taking on challenges in new business areas.
The 15th Mid-term Plan
Operational Guidelines
Evolution of the customer-focused business model
Based on its Purpose and Vision, the Bank has established a set of operational guidelines in the new Mid-term Plan centered on “the evolution of the customer-focused business model” and will strive to further improve engagement with its customers by changing its perspective on delivering products and services as a means towards creating the optimal customer experience.
Basic Policy/Value Creation Base
The new Mid-term Plan contains three “Basic Policies” designed to improve customer service and seeks to enhance the five “Value Creation Bases” that support these policies.
Basic Policies
Value Creation Bases
KPIs
FY2025 Target(final year)
Consolidated ROE(shareholders’ equity basis)
Above7%Profit attributable to owners of parent
75.0bil yenConsolidated net business income
120.0bil yenTier 1 common equity capital ratio*
10.5%~11.5%Consolidated OHR
45%* Basel III full implementation finalization basis (excluding valuation differences on securities)