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class="relative flex w-[-webkit-fill-available]"><div class="h-[22px] self-center border-l border-solid border-[#D4D4D4]"></div><a href="https://sasp.mapion.co.jp/b/chibabank/" class="h-[54px] w-[-webkit-fill-available] items-center justify-center focus-ring-offset-0 hover:text-primary md:flex border-l">店舗・ATM</a></li><li class="relative flex w-[-webkit-fill-available]"><div class="h-[22px] self-center border-l border-solid border-[#D4D4D4]"></div><a href="/faq" class="h-[54px] w-[-webkit-fill-available] items-center justify-center focus-ring-offset-0 hover:text-primary md:flex border-x">よくあるご質問</a></li><div class="h-[22px] self-center border-l border-solid border-[#D4D4D4]"></div></ul></nav></div></div></div><div class="hidden lg:block"><nav class="border-b border-solid border-borderGray py-4 text-sm lg:border-none lg:px-14 lg:pb-8" aria-label="＜住宅ローン＞住宅ローンの申込手続きの流れを教えてください。"><ol><li aria-current="false" class="inline"><a class="hover:text-primary" href="/">ホーム</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/faq">よくあるご質問トップ</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="page" class="inline">＜住宅ローン＞住宅ローンの申込手続きの流れを教えてください。</li></ol></nav></div><main><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[672px] mb-12 mt-8 md:mb-14 lg:mt-0"><h1 class="text-26px font-bold text-primary">Q</h1><p class="mt-4">ちばぎんアプリ / 住宅ローン</p><h1 class="mt-2 text-4xl font-bold tracking-[0.02em]">＜住宅ローン＞住宅ローンの申込手続きの流れを教えてください。</h1><h1 class="mt-12 text-26px font-bold text-primary md:mt-14">A</h1><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">お申込みからご融資の実行までの手続きは、以下のようになっています。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="ステップ1 事前審査のお申込み" style="scroll-margin-top:0px">ステップ1 事前審査のお申込み</h2><p class="mt-4 whitespace-pre-line">・正式なお申込みの前に「事前審査※」にてお借入計画の仮審査を受けることができます。（任意）</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※ 事前審査の結果はあくまで目安であり、正式審査のご回答と異なる場合があります。また、借り換えのお申込みは事前審査取扱いの対象外となります。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="ステップ2 当行ならびに保証会社の仮審査" style="scroll-margin-top:0px">ステップ2 当行ならびに保証会社の仮審査</h2></div></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="ステップ3 ローンのお申込み" style="scroll-margin-top:0px">ステップ3 ローンのお申込み</h2><p class="mt-4 whitespace-pre-line">・お申込みにあたって必要な書類は、以下をご覧ください。</p></div></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/faq/597" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">＜住宅ローン＞住宅ローンの申込みに必要な書類を教えてください</a></span></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="ステップ4 当社ならびに保証会社の審査" style="scroll-margin-top:0px">ステップ4 当社ならびに保証会社の審査</h2><p class="mt-4 whitespace-pre-line">・ご提出いただいた提出書類に基づいて、当行ならびに当行所定の保証会社において審査をいたします。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="ステップ5 ローン契約" style="scroll-margin-top:0px">ステップ5 ローン契約</h2><p class="mt-4 whitespace-pre-line">・当行窓口にご来店いただき、お手続きをお願いいたします。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="ステップ6 抵当権の設定" style="scroll-margin-top:0px">ステップ6 抵当権の設定</h2><p class="mt-4 whitespace-pre-line">・保証会社が、お借入対象物件（土地と建物）に抵当権を設定いたします。</p></div></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/faq/1491" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">抵当権</a></span></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="ステップ7 ご融資の実行" style="scroll-margin-top:0px">ステップ7 ご融資の実行</h2></div></div><div class="grid gap-y-6"><h2 class="mt-6 text-22px font-bold tracking-[0.02em] md:mt-8 md:text-28px">この記事をシェア</h2><div class="flex gap-x-4"><a href="https://social-plugins.line.me/lineit/share?url=https://www.chibabank.co.jp/faq/594" target="_blank" rel="noopener noreferrer"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="size-6"><path fill="#04C755" 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