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xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/faq">よくあるご質問トップ</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="page" class="inline">＜住宅ローン＞住宅ローンの諸経費について教えてください。</li></ol></nav></div><main><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[672px] mb-12 mt-8 md:mb-14 lg:mt-0"><h1 class="text-26px font-bold text-primary">Q</h1><p class="mt-4">ちばぎんアプリ / 住宅ローン</p><h1 class="mt-2 text-4xl font-bold tracking-[0.02em]">＜住宅ローン＞住宅ローンの諸経費について教えてください。</h1><h1 class="mt-12 text-26px font-bold text-primary md:mt-14">A</h1><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">住宅ローンを借りるときに必要となる主な経費は以下の通りです。 1.金銭消費貸借契約証書（ローン契約書）に貼付する印紙税</p></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column !w-1/2">契約書の掲載金額</th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">印紙税額</th></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">1万円以上10万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">200円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">10万円超50万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">400円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">50万円超 100万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">1,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">100万円超500万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">2,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">500万円超1,000万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">10,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">1,000万円超5,000万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">20,000円</td></tr></tbody></table></div></div></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">2.銀行事務取扱手数料 44,000円（消費税込） 3.保証会社事務取扱手数料 11,000円（消費税込） 4.保証会社保証料 ご融資金額100万円あたりの借入期間別保証料は下表の通りです。ただし、据置期間がある場合などで本表と若干相違することがありますので、詳しくは当行窓口へお問い合わせください。</p></div><div class="my-6"><div><h4 class="font-bold">ご融資金額100万円あたりの借入期間保証料</h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column !w-1/2">年数</th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">保証料</th></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">5年</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">4,580円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">10年</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">8,544円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">15年</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">11,982円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">20年</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">14,834円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">25年</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">17,254円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">30年</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">19,137円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">35年</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">20,688円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">40年</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">21,818円</td></tr></tbody></table></div></div></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">5.抵当権設定に伴う費用 お借入金額×0.4％：登録免許税（軽減措置が適用される場合があります） 登録免許税の他、司法書士手数料など実費が必要になります。</p></div><div class="my-6"><div><h4 class="font-bold">Aさんの事例：1,000万円を30年間借入れた場合</h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">印紙税</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">10,000円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">銀行事務取扱手数料</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">44,000円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">保証会社事務取扱手数料</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">11,000円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">保証会社保証料</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">191,370円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">抵当権設定に伴う登録免許税</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">40,000円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">合計</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">296,370円</td></tr></tbody></table></div></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※ その他火災保険料、司法書士手数料などがかかります。</p></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/faq/1511" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 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