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href="/">ホーム</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/faq">よくあるご質問トップ</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="page" class="inline">＜ちばぎんアプリ＞（住宅ローン）一部繰上返済と固定金利選択申込ができない場合はどのような条件ですか。</li></ol></nav></div><main><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[672px] mb-12 mt-8 md:mb-14 lg:mt-0"><h1 class="text-26px font-bold text-primary">Q</h1><p class="mt-4">ちばぎんアプリ / 住宅ローン</p><h1 class="mt-2 text-4xl font-bold tracking-[0.02em]">＜ちばぎんアプリ＞（住宅ローン）一部繰上返済と固定金利選択申込ができない場合はどのような条件ですか。</h1><h1 class="mt-12 text-26px font-bold text-primary md:mt-14">A</h1><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">下記の例が該当します。 ・変動金利をご利用中の場合 ・全期間固定金利をご利用中の場合 ・固定金利期間終了日が翌月以降となる場合 ・操作日が、固定金利期間終了日の前営業日または当日の場合 ・ご返済日が月初第1営業日目または第2営業日目に該当する場合 ・固定金利期間終了日が銀行の休業日でその翌営業日が翌月となる場合 ・固定金利選択及び一部繰上返済時のお借入残高が2万円未満（ただし、増額返済をご利用中の場合は3万円未満）の場合 ・固定金利選択及び一部繰上返済後の残りのご返済回数が12回未満となる場合 ・ちばぎん保証（株）、全国保証（株）以外の住宅ローンをご利用中の場合 ・下記のローンに該当する場合 ・住宅金融支援機構（旧住宅金融公庫）の住宅ローン（フラット35） ・金利選択型アパートローン ・金利選択型セカンドハウスローン ・無担保住宅ローン ・事業性資金のローン ・繰上返済元金が1万円未満の場合 ・元金据置中の場合 ・ご返済後の毎月返済分残高が1万円未満となる場合 ・ご返済後の増額返済分残高が1円以上1万円未満となる場合、または借入残高全体の1／2を超える場合</p></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※ただし、増額返済分の完済は可能です。一部繰上返済後の増額返済分の残高が残る場合は、1万円以上の残高が必要となります。</p></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">・「固定金利選択」または「一部繰上返済」を既にお申込みしている場合 ・約定のご返済が遅延している場合 ・利子補給の対象となっている場合</p></div><div class="grid gap-y-6"><h2 class="mt-6 text-22px font-bold tracking-[0.02em] md:mt-8 md:text-28px">この記事をシェア</h2><div class="flex gap-x-4"><a href="https://social-plugins.line.me/lineit/share?url=https://www.chibabank.co.jp/faq/678" target="_blank" rel="noopener noreferrer"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="size-6"><path fill="#04C755" fill-rule="evenodd" d="M11.975 11.229c-.047.521 0 1.233 0 1.773 0 .284.048.597-.095.806a.48.48 0 0 1-.6.17c-.237-.094-.313-.255-.313-.587V9.854c0-.313.095-.474.314-.57.333-.122.504.077.618.238.171.209 1.806 2.465 1.883 2.532v-1.792c0-.285-.029-.617.095-.787.114-.162.399-.304.646-.143.219.143.257.313.257.636v2.645c0 .588.142 1.261-.38 1.394-.286.076-.476-.114-.571-.265zm4.497 1.783c.333.018.713 0 1.046 0 .38 0 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