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href="/">ホーム</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services">個人：商品・サービス</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services/asset_management">資産運用</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services/asset_management/bond">公共債</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="page" class="inline">個人向け国債</li></ol></nav></div><main><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px]"><div class="flex items-center gap-x-4 pb-8 pt-14"><div><h1 class="text-64px font-bold tracking-[1.28px]">個人向け国債</h1></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px]"><div class="my-6"><div class="rounded-lg border border-solid border-borderInput bg-white p-6"><a href="#ポイント" class="flex items-center justify-between py-2 focus-ring-offset-0"><div class="min-h-5 w-full break-all text-sm underline hover:text-primary">ポイント</div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 17" class="ml-2 flex-none"><path fill="#D53F50" fill-rule="evenodd" d="M12.523 11.287a.75.75 0 0 0-1.046-1.075l-2.728 2.655v-9.72a.75.75 0 0 0-1.5 0v9.72l-2.726-2.655a.75.75 0 0 0-1.046 1.075l3.998 3.894a.75.75 0 0 0 1.047 0z" clip-rule="evenodd"></path></svg></a><a href="#スケジュールと適用利率" class="flex items-center justify-between py-2 focus-ring-offset-0"><div class="min-h-5 w-full break-all text-sm underline hover:text-primary">スケジュールと適用利率</div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 17" class="ml-2 flex-none"><path fill="#D53F50" fill-rule="evenodd" d="M12.523 11.287a.75.75 0 0 0-1.046-1.075l-2.728 2.655v-9.72a.75.75 0 0 0-1.5 0v9.72l-2.726-2.655a.75.75 0 0 0-1.046 1.075l3.998 3.894a.75.75 0 0 0 1.047 0z" clip-rule="evenodd"></path></svg></a><a href="#商品概要" class="flex items-center justify-between py-2 focus-ring-offset-0"><div class="min-h-5 w-full break-all text-sm underline hover:text-primary">商品概要</div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 17" class="ml-2 flex-none"><path fill="#D53F50" fill-rule="evenodd" d="M12.523 11.287a.75.75 0 0 0-1.046-1.075l-2.728 2.655v-9.72a.75.75 0 0 0-1.5 0v9.72l-2.726-2.655a.75.75 0 0 0-1.046 1.075l3.998 3.894a.75.75 0 0 0 1.047 0z" clip-rule="evenodd"></path></svg></a><a href="#期間" class="flex items-center justify-between py-2 focus-ring-offset-0"><div class="min-h-5 w-full break-all text-sm underline hover:text-primary">期間</div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 17" class="ml-2 flex-none"><path fill="#D53F50" fill-rule="evenodd" d="M12.523 11.287a.75.75 0 0 0-1.046-1.075l-2.728 2.655v-9.72a.75.75 0 0 0-1.5 0v9.72l-2.726-2.655a.75.75 0 0 0-1.046 1.075l3.998 3.894a.75.75 0 0 0 1.047 0z" clip-rule="evenodd"></path></svg></a><a href="#個人向け国債に関する手数料など諸費用について" class="flex items-center justify-between py-2 focus-ring-offset-0"><div class="min-h-5 w-full break-all text-sm underline hover:text-primary">個人向け国債に関する手数料など諸費用について</div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 17" class="ml-2 flex-none"><path fill="#D53F50" fill-rule="evenodd" d="M12.523 11.287a.75.75 0 0 0-1.046-1.075l-2.728 2.655v-9.72a.75.75 0 0 0-1.5 0v9.72l-2.726-2.655a.75.75 0 0 0-1.046 1.075l3.998 3.894a.75.75 0 0 0 1.047 0z" clip-rule="evenodd"></path></svg></a></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ポイント" style="scroll-margin-top:0px">ポイント</h2></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="個人の方のための国債です" style="scroll-margin-top:0px">個人の方のための国債です</h3><p class="mt-2 whitespace-pre-line">個人向け国債は、日本国政府が発行し、元本や利子をお支払いする国債で、額面1万円から1万円単位で購入できます。（ご購入の際に手数料はかかりません。）</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="「固定金利」と「変動金利」の2つのタイプから選べます" style="scroll-margin-top:0px">「固定金利」と「変動金利」の2つのタイプから選べます</h3><p class="mt-2 whitespace-pre-line">個人向け国債は、発行時の適用利率が満期まで変わらない固定金利タイプ（固定3年型、固定5年型）と実勢金利に応じて年2回、半年毎に適用利率が変動する変動金利タイプ（変動10年型）の2つのタイプから選べます。 また、年0.05％の最低金利保証が設定されています。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="一定期間経過すると中途換金も可能です" style="scroll-margin-top:0px">一定期間経過すると中途換金も可能です</h3><p class="mt-2 whitespace-pre-line">個人向け国債は、発行から1年経過すれば購入金額の一部または全部を中途換金できます。 その場合、直前2回分の各利子（税引前）相当額×0.79685（中途換金調整額）を国へお支払いいただきます。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="スケジュールと適用利率" style="scroll-margin-top:0px">スケジュールと適用利率</h2></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="個人向け国債発行スケジュール" style="scroll-margin-top:0px">個人向け国債発行スケジュール</h3><p class="mt-2 whitespace-pre-line">変動10年型、固定5年型、固定3年型ともに毎月発行されます。詳しい募集期間等はちばぎん窓口または、財務省ホームページでご確認ください。</p></div></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.mof.go.jp/jgbs/individual/kojinmuke/" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">財務省ホームページ「個人向け国債」へ<svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 16" class="pointer-events-none ml-0.5 inline-block size-4 items-center align-[-2px]"><path fill="#D53F50" fill-rule="evenodd" d="M9.182 2.417a.75.75 0 0 0 0 1.5h1.84L7.436 7.505l-.013.012-.619.62a.75.75 0 1 0 1.061 1.06l4.22-4.22v1.841a.75.75 0 0 0 1.5 0V3.167a.75.75 0 0 0-.75-.75zM2.667 4.584a.75.75 0 0 0-.75.75v8c0 .414.336.75.75.75h8a.75.75 0 0 0 .75-.75v-4a.75.75 0 0 0-1.5 0v3.25h-6.5v-6.5h3.25a.75.75 0 1 0 0-1.5z" clip-rule="evenodd"></path></svg></a></span></div><div class="my-6"><h4 class="mb-4 break-words text-base font-bold text-active">発行条件と適用利率</h4><div class="rounded-lg border border-solid border-borderDarkGray p-4 md:p-6"><div class="flex w-fit"><a href="https://www.mof.go.jp/jgbs/individual/kojinmuke/main/issue/kotei3/" class="break-all text-sm text-primary underline hover:no-underline hover:opacity-70">財務省のホームページ（発行条件／適用利率）へ 【固定3年】<svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 16" class="pointer-events-none ml-0.5 inline-block size-4 align-[-2px]"><path fill="#D53F50" fill-rule="evenodd" d="M9.182 2.417a.75.75 0 0 0 0 1.5h1.84L7.436 7.505l-.013.012-.619.62a.75.75 0 1 0 1.061 1.06l4.22-4.22v1.841a.75.75 0 0 0 1.5 0V3.167a.75.75 0 0 0-.75-.75zM2.667 4.584a.75.75 0 0 0-.75.75v8c0 .414.336.75.75.75h8a.75.75 0 0 0 .75-.75v-4a.75.75 0 0 0-1.5 0v3.25h-6.5v-6.5h3.25a.75.75 0 1 0 0-1.5z" clip-rule="evenodd"></path></svg></a></div><div class="flex mt-4 w-fit"><a href="https://www.mof.go.jp/jgbs/individual/kojinmuke/main/issue/kotei5/" class="break-all text-sm text-primary underline hover:no-underline hover:opacity-70">財務省のホームページ（発行条件／適用利率）へ 【固定5年】<svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 16" class="pointer-events-none ml-0.5 inline-block size-4 align-[-2px]"><path fill="#D53F50" fill-rule="evenodd" d="M9.182 2.417a.75.75 0 0 0 0 1.5h1.84L7.436 7.505l-.013.012-.619.62a.75.75 0 1 0 1.061 1.06l4.22-4.22v1.841a.75.75 0 0 0 1.5 0V3.167a.75.75 0 0 0-.75-.75zM2.667 4.584a.75.75 0 0 0-.75.75v8c0 .414.336.75.75.75h8a.75.75 0 0 0 .75-.75v-4a.75.75 0 0 0-1.5 0v3.25h-6.5v-6.5h3.25a.75.75 0 1 0 0-1.5z" clip-rule="evenodd"></path></svg></a></div><div class="flex mt-4 w-fit"><a href="https://www.mof.go.jp/jgbs/individual/kojinmuke/main/issue/hendou10/" class="break-all text-sm text-primary underline hover:no-underline hover:opacity-70">財務省のホームページ（発行条件／適用利率）へ 【変動10年】<svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 16" class="pointer-events-none ml-0.5 inline-block size-4 align-[-2px]"><path fill="#D53F50" fill-rule="evenodd" d="M9.182 2.417a.75.75 0 0 0 0 1.5h1.84L7.436 7.505l-.013.012-.619.62a.75.75 0 1 0 1.061 1.06l4.22-4.22v1.841a.75.75 0 0 0 1.5 0V3.167a.75.75 0 0 0-.75-.75zM2.667 4.584a.75.75 0 0 0-.75.75v8c0 .414.336.75.75.75h8a.75.75 0 0 0 .75-.75v-4a.75.75 0 0 0-1.5 0v3.25h-6.5v-6.5h3.25a.75.75 0 1 0 0-1.5z" clip-rule="evenodd"></path></svg></a></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="ちばぎんで個人向け国債を購入するには" style="scroll-margin-top:0px">ちばぎんで個人向け国債を購入するには</h3><p class="mt-2 whitespace-pre-line">当行で国債のお取引をいただく場合は、債券口座の開設が必要です。</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※ちばぎんでは債券口座管理手数料は無料です。</p></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/kojin/services/asset_management/toushin/specific/specific_outline" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">特定口座について</a></span></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="商品概要" style="scroll-margin-top:0px">商品概要</h2></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="ご購入いただけるお客さま" style="scroll-margin-top:0px">ご購入いただけるお客さま</h3><p class="mt-2 whitespace-pre-line">個人のお客さまが対象となります。（屋号でのお取引はできません）</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="購入単位" style="scroll-margin-top:0px">購入単位</h3><p class="mt-2 whitespace-pre-line">額面1万円（購入単位は1万円の整数倍）</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="発行価格" style="scroll-margin-top:0px">発行価格</h3><p class="mt-2 whitespace-pre-line">額面金額100円につき100円</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="払込価格" style="scroll-margin-top:0px">払込価格</h3><p class="mt-2 whitespace-pre-line">購入対価のみお支払いいただきます。 購入対価：額面金額の総額 （ご購入の際に手数料はかかりません）</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="発行月" style="scroll-margin-top:0px">発行月</h3><p class="mt-2 whitespace-pre-line">毎月</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="期間" style="scroll-margin-top:0px">期間</h2></div></div></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">個人向け利付国庫債券（固定3年型）</h4><p class="mt-2 whitespace-pre-line">3年</p></div></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">個人向け利付国庫債券（固定5年型）</h4><p class="mt-2 whitespace-pre-line">5年</p></div></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">個人向け利付国庫債券（変動10年型）</h4><p class="mt-2 whitespace-pre-line">10年</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="償還金額" style="scroll-margin-top:0px">償還金額</h3><p class="mt-2 whitespace-pre-line">額面金額100円につき100円（償還の際に手数料はかかりません）</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="適用利率" style="scroll-margin-top:0px">適用利率</h3></div></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">個人向け利付国庫債券（固定3年型）</h4><p class="mt-2 whitespace-pre-line">固定金利 適用利率の水準：基準金利※1 -0.03％ 適用利率の下限：年0.05％</p></div></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">個人向け利付国庫債券（固定5年型）</h4><p class="mt-2 whitespace-pre-line">固定金利 適用利率の水準：基準金利※2 -0.05％ 適用利率の下限：年0.05％</p></div></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">個人向け利付国庫債券（変動10年型）</h4><p class="mt-2 whitespace-pre-line">変動金利（年2回半年毎に変動します） 適用利率の水準：基準金利※3 ×0.66％ 適用利率の下限：年0.05％</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="利払い" style="scroll-margin-top:0px">利払い</h3><p class="mt-2 whitespace-pre-line">年2回（半年毎）ご指定の口座に入金いたします。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="利払い日" style="scroll-margin-top:0px">利払い日</h3><p class="mt-2 whitespace-pre-line">15日（※4）</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※4. 銀行休業日の場合、翌営業日となります。</p></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="中途換金" style="scroll-margin-top:0px">中途換金</h3><p class="mt-2 whitespace-pre-line">発行から1年経過するまでは、原則として中途換金できません。発行から1年経過以降であれば、中途換金は可能です。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="中途換金時の受取金額" style="scroll-margin-top:0px">中途換金時の受取金額</h3><p class="mt-2 whitespace-pre-line">額面金額＋経過利子相当額-直前2回分の各利子（税引前）相当額×0.79685</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="中途換金の特例" style="scroll-margin-top:0px">中途換金の特例</h3><p class="mt-2 whitespace-pre-line">保有者がお亡くなりになった場合または大規模な自然災害により被害を受けられた場合は、発行から1年経過前であっても中途換金することが可能となります。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="税金" style="scroll-margin-top:0px">税金</h3></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">個人向け国債の利子は、利子所得として申告分離課税の対象となり、源泉徴収（所得税・復興特別所得税15.315％、住民税5％）があります。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">個人向け国債を中途換金した場合や個人向け国債の償還を受けた場合の損益は、上場株式等の譲渡所得（申告分離課税で、税率は所得税・復興特別所得税15.315％、住民税5％です。）となります。損失となる場合は、公共債や上場株式等の譲渡益・償還益およびこれらの利子、配当等との損益通算が可能です。また、確定申告により譲渡損失の繰越控除の適用を受けることができます。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">個人向け国債は、購入時に限り、特定口座（公共債や上場株式等に係る年間の損益の集計や損益通算を行う仕組み）に組み入れることができます。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">身体障害者手帳の交付を受けている方や寡婦年金を受給されている方等は、利子につきマル優または特別マル優の適用を受けることができます。</span></li></ul></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※1. 募集期間開始日の2営業日前（10年固定利付国債入札日）において、市場実勢利回りを基に計算した期間3年の固定利付国債の想定利回り。 ※2. 募集期間開始日の2営業日前（10年固定利付国債入札日）において、市場実勢利回りを基に計算した期間5年の固定利付国債の想定利回り。 ※3. 利子計算期間開始日の前月に行われた10年固定利付国債の入札（初回利子については募集期間開始日までの最後に行われた入札）における平均落札利回り。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="個人向け国債に関する手数料など諸費用について" style="scroll-margin-top:0px">個人向け国債に関する手数料など諸費用について</h2></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="ご購入の際にお支払いいただく金額" style="scroll-margin-top:0px">ご購入の際にお支払いいただく金額</h3><p class="mt-2 whitespace-pre-line">個人向け国債を購入される際には、購入対価（受渡金額）のみをお支払いいただきます。</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※ご購入の際に購入対価（受渡金額）の全額をお支払いいただきます。 ※ご購入日から受渡日までの間、購入対価（受渡金額）に利息はつきません。</p></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="個人向け国債の中途換金の際（原則、1年経過以降）にお支払いいただく金額" style="scroll-margin-top:0px">個人向け国債の中途換金の際（原則、1年経過以降）にお支払いいただく金額</h3><p class="mt-2 whitespace-pre-line">「中途換金調整額」をお支払いいただきます。 直前2回分の各利子（税引前）相当額×0.79685</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="債券口座管理手数料について" style="scroll-margin-top:0px">債券口座管理手数料について</h3><p class="mt-2 whitespace-pre-line">債券口座管理手数料は無料となっております。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="商号等" style="scroll-margin-top:0px">商号等</h3><p class="mt-2 whitespace-pre-line">株式会社 千葉銀行 登録金融機関 関東財務局長（登金）第39号</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="加入協会" style="scroll-margin-top:0px">加入協会</h3><p class="mt-2 whitespace-pre-line">日本証券業協会 一般社団法人金融先物取引業協会</p></div></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">2025年7月3日現在</p></div><div class="my-6"><div class="flex w-full rounded-lg bg-white p-4 border border-solid border-borderDarkGray"><details class="w-full"><summary class="flex cursor-pointer select-none list-none focus-ring-offset-0 [&::-webkit-details-marker]:hidden"><div class="flex w-full cursor-pointer justify-between focus-ring-offset-0"><div class="flex w-full items-center"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 20 20" class="mr-2 size-5 shrink-0"><circle cx="10" cy="10" r="7.5" stroke="#D53F50" stroke-width="1.5"></circle><path fill="#D53F50" fill-rule="evenodd" d="M11 6.667a1 1 0 1 0-2 0v3.75a1 1 0 1 0 2 0zM10 13a1 1 0 1 0 0 2 1 1 0 0 0 0-2" clip-rule="evenodd"></path></svg><p>ご留意事項</p></div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="ml-2 flex-none self-center size-6"><path stroke="#D53F50" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m7 11.5 5 5 5-5"></path></svg></div></summary><div class="h-0 overflow-hidden transition-[height,opacity] duration-100 ease-in-out"><div class="w-full border-collapse bg-white"><p class="mt-6 whitespace-pre-wrap text-sm">●預金保険 ・個人向け国債は、預金保険の対象ではありません。 ●クーリング・オフ ・個人向け国債のお取引は、クーリング・オフの対象にはなりません。 個人向け国債のお取引に関しては、金融商品取引法第37条の6の規定（書面による解除）の適用はありません。 ●保管 ・個人向け国債は、「社債、株式等の振替に関する法律」にもとづいて発行するペーパーレスの債券であり、証券現物は発行されません。個人向け国債の保有や取引は債券口座にて管理されます。 ・お客さまが当行に開設される個人向け国債の債券口座は、金融商品仲介業務における債券口座とは異なります。 ●利子・償還金等のお受取り ・個人向け国債の利子、償還金等の受取口座、債券口座開設店のみでのお取扱いとなります。 ●中途換金 ・利払日の4営業日前から3営業日前までの期間は、中途換金の申込はできません。また、中途換金の代金は申込日から起算して3営業日目に指定口座に入金いたします。 ●個人向け国債に関する手数料など諸費用について ご購入の際にお支払いいただく金額 個人向け国債を購入される際には、購入対価（受渡金額）のみをお支払いいただきます。 ご購入の際に購入対価（受渡金額）の全額をお支払いいただきます。 ご購入日から受渡日までの間、購入対価（受渡金額）に利息はつきません。 個人向け国債の中途換金の際（原則、1年経過以降）にお支払いいただく金額 「中途換金調整額」をお支払いいただきます。 直前2回分の各利子（税引前）相当額×0.79685 債券口座管理手数料について 債券口座管理手数料は無料となっております。 ●最終的な投資判断は、お客さまご自身の責任で行っていただくようお願いいたします。</p></div></div></details></div></div><div class="mb-6 mt-12 md:mt-14"><div style="height:162.4px"><div class="absolute right-0 mx-[calc(50%-(100dvw-var(--scrollbar-width,0px))/2)] 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fill-rule="evenodd" d="M13.773 4a.75.75 0 0 0 0 1.5h3.666l-.443.443-5.58 5.579-.014.015-.932.933a.75.75 0 0 0 1.06 1.06l6.527-6.527.443-.442v3.666a.75.75 0 0 0 1.5 0V4.75a.75.75 0 0 0-.75-.75zM4 7.25a.75.75 0 0 0-.75.75v12c0 .414.336.75.75.75h12a.75.75 0 0 0 .75-.75v-6a.75.75 0 0 0-1.5 0v5.25H4.75V8.75H10a.75.75 0 0 0 0-1.5z" clip-rule="evenodd"></path></svg></span></span></a><a class="flex justify-center items-center gap-x-2 text-white bg-primary hover:bg-[#D53F50B2] font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all border border-solid border-white hover:bg-[#E27985]" href="https://www.chibabank.co.jp/shop/holiday/"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">休日営業店舗のご案内</span></span></a></div></div></div></div></div></div><h2 class="mt-12 text-22px font-bold md:mt-14 md:text-28px">キャンペーン</h2><div class="mt-6"><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] py-12 md:py-14"><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">関連ブログ</h2><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">セミナー・イベント</h2><div class="w-full h-[calc(221px + 24px + 40px)] md:h-[calc(259px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">よくあるご質問</h2><div class="w-full min-h-auto"><div class="flex h-[92px] items-center justify-center"><p class="text-center">現在、個人向け国債に関連するよくあるご質問はございません</p></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:ml-0 md:text-28px md:tracking-[0.56px]">関連リンク</h2><div class="w-full h-[calc(170px + 24px + 40px)] md:h-[calc(186px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] pb-12 md:pb-14"><div class="mt-12 md:mt-14"><div class="grid gap-y-6"><h2 class="mt-6 text-22px font-bold tracking-[0.02em] md:mt-8 md:text-28px">この記事をシェア</h2><div class="flex gap-x-4"><a 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