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href="/">ホーム</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services">個人：商品・サービス</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services/asset_management">資産運用</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services/asset_management/retirement">退職金プラン</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="page" class="inline">退職金運用プラン</li></ol></nav></div><main><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px]"><div class="flex items-center gap-x-4 pb-8 pt-14"><div><h1 class="text-64px font-bold tracking-[1.28px]">退職金運用プラン</h1></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px]"><div class="my-6"><div class="rounded-lg border border-solid border-borderInput bg-white p-6"><a href="#概要" class="flex items-center justify-between py-2 focus-ring-offset-0"><div class="min-h-5 w-full break-all text-sm underline hover:text-primary">概要</div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 17" class="ml-2 flex-none"><path fill="#D53F50" fill-rule="evenodd" d="M12.523 11.287a.75.75 0 0 0-1.046-1.075l-2.728 2.655v-9.72a.75.75 0 0 0-1.5 0v9.72l-2.726-2.655a.75.75 0 0 0-1.046 1.075l3.998 3.894a.75.75 0 0 0 1.047 0z" clip-rule="evenodd"></path></svg></a><a href="#スーパー定期・スーパー定期300" class="flex items-center justify-between py-2 focus-ring-offset-0"><div class="min-h-5 w-full break-all text-sm underline hover:text-primary">スーパー定期・スーパー定期300</div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 17" class="ml-2 flex-none"><path fill="#D53F50" fill-rule="evenodd" d="M12.523 11.287a.75.75 0 0 0-1.046-1.075l-2.728 2.655v-9.72a.75.75 0 0 0-1.5 0v9.72l-2.726-2.655a.75.75 0 0 0-1.046 1.075l3.998 3.894a.75.75 0 0 0 1.047 0z" clip-rule="evenodd"></path></svg></a><a href="#株式投信" class="flex items-center justify-between py-2 focus-ring-offset-0"><div class="min-h-5 w-full break-all text-sm underline hover:text-primary">株式投信</div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 17" class="ml-2 flex-none"><path fill="#D53F50" fill-rule="evenodd" d="M12.523 11.287a.75.75 0 0 0-1.046-1.075l-2.728 2.655v-9.72a.75.75 0 0 0-1.5 0v9.72l-2.726-2.655a.75.75 0 0 0-1.046 1.075l3.998 3.894a.75.75 0 0 0 1.047 0z" clip-rule="evenodd"></path></svg></a><a href="#外貨預金" class="flex items-center justify-between py-2 focus-ring-offset-0"><div class="min-h-5 w-full break-all text-sm underline hover:text-primary">外貨預金</div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 17" class="ml-2 flex-none"><path fill="#D53F50" fill-rule="evenodd" d="M12.523 11.287a.75.75 0 0 0-1.046-1.075l-2.728 2.655v-9.72a.75.75 0 0 0-1.5 0v9.72l-2.726-2.655a.75.75 0 0 0-1.046 1.075l3.998 3.894a.75.75 0 0 0 1.047 0z" clip-rule="evenodd"></path></svg></a></div></div><div class="my-6"><button class="block w-full cursor-pointer border-0 bg-transparent p-0 text-left outline-none"><div class="relative w-full overflow-hidden rounded-xl border border-solid border-borderInput"><img alt="" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="h-auto w-full" style="color:transparent" sizes="100vw" srcSet="/_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2F9h3iD42s5qzi8XG8tossyB&w=640&q=75 640w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2F9h3iD42s5qzi8XG8tossyB&w=750&q=75 750w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2F9h3iD42s5qzi8XG8tossyB&w=828&q=75 828w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2F9h3iD42s5qzi8XG8tossyB&w=1080&q=75 1080w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2F9h3iD42s5qzi8XG8tossyB&w=1200&q=75 1200w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2F9h3iD42s5qzi8XG8tossyB&w=1920&q=75 1920w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2F9h3iD42s5qzi8XG8tossyB&w=2048&q=75 2048w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2F9h3iD42s5qzi8XG8tossyB&w=3840&q=75 3840w" src="/_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2F9h3iD42s5qzi8XG8tossyB&w=3840&q=75"/></div></button></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">投資信託、外貨預金は投資元本を割り込むリスクが伴うとともに、各種費用がかかります。くわしくは、下記のご注意事項をご覧ください。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="概要" style="scroll-margin-top:0px">概要</h2></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="ご利用いただける方" style="scroll-margin-top:0px">ご利用いただける方</h3><p class="mt-2 whitespace-pre-line">退職金の受け取り後1年以内の方（※）</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※退職金入金日（または退職日）が、お申込日の1年前の応当日からお申込日までの方を対象といたします。なお、「退職所得の源泉徴収票」「退職金受取口座のお通帳」など、1年以内に退職金を受け取ったことが確認できる資料のご提示をお願いします。</p></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="お申込方法" style="scroll-margin-top:0px">お申込方法</h3><p class="mt-2 whitespace-pre-line">お近くの店頭へご来店ください。（※）</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※ちばぎんアプリ、インターネットバンキングなどインターネットによるお申込はできません。</p></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="お取扱店" style="scroll-margin-top:0px">お取扱店</h3><p class="mt-2 whitespace-pre-line">本支店、特別出張所および出張所（※）</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※大阪支店、市役所出張所、法人営業所、成田空港出張所は除く</p></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="組み合わせパターンとご作成の条件" style="scroll-margin-top:0px">組み合わせパターンとご作成の条件</h3><p class="mt-2 whitespace-pre-line">定期預金のご作成は、株式投信のご購入、外貨預金ご成約後1カ月以内までの期間となります。 おかねのバスケットを利用してご相談いただき、相談またはご成約後のアンケートにご回答いただいた方が対象となります。 （1）株式投信と定期預金（※1、2） （2）外貨預金と定期預金（※3）</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※1 株式投信の購入金額は300万円以上です。 ※2 対象の株式投信の銘柄については店頭にてご確認ください。 ※3 外貨預金のお預け入れ金額は300万円相当額以上です。（スイスフランのみ10万スイスフラン以上）</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="スーパー定期・スーパー定期300" style="scroll-margin-top:0px">スーパー定期・スーパー定期300</h2></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="お預け入れ金額" style="scroll-margin-top:0px">お預け入れ金額</h3><p class="mt-2 whitespace-pre-line">株式投信、外貨預金のご成約金額以内で、1口あたり1,000万円未満（1円単位）（※）</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※総合口座は1万円以上での作成が条件となります。複数口で合計金額1,000万円以上の作成は可能です。 ※退職金受取額にかかわらず、株式投信・外貨預金のご成約金額と同額までご利用いただけます。</p></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="お預け入れ期間" style="scroll-margin-top:0px">お預け入れ期間</h3><p class="mt-2 whitespace-pre-line">3カ月ものに限定</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="満期時のお取り扱い" style="scroll-margin-top:0px">満期時のお取り扱い</h3><p class="mt-2 whitespace-pre-line">自動継続</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="利率" style="scroll-margin-top:0px">利率</h3><p class="mt-2 whitespace-pre-line">初回上乗せ後の金利年8.0％（税引後年6.3748％）（※）</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※継続後の適用金利は継続日の店頭表示金利となります。</p></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="ご作成条件" style="scroll-margin-top:0px">ご作成条件</h3><p class="mt-2 whitespace-pre-line">退職者ご本人さま名義となります。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="株式投信" style="scroll-margin-top:0px">株式投信</h2></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="対象ファンド" style="scroll-margin-top:0px">対象ファンド</h3><p class="mt-2 whitespace-pre-line">対象の株式投信の銘柄については、店頭にてご確認ください。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="株式投信のご購入金額" style="scroll-margin-top:0px">株式投信のご購入金額</h3><p class="mt-2 whitespace-pre-line">300万円以上（購入時手数料・消費税含）（※）</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※複数ファンドの同時購入で300万円以上となる場合も対象となります。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="外貨預金" style="scroll-margin-top:0px">外貨預金</h2></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="対象となる外貨預金" style="scroll-margin-top:0px">対象となる外貨預金</h3><p class="mt-2 whitespace-pre-line">対象の外貨預金については、店頭にてご確認ください。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="お取り扱いの通貨" style="scroll-margin-top:0px">お取り扱いの通貨</h3><p class="mt-2 whitespace-pre-line">米ドル、ユーロ、豪ドル、NZドル、英ポンド、スイスフラン</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="お預け入れ金額" style="scroll-margin-top:0px">お預け入れ金額</h3><p class="mt-2 whitespace-pre-line">300万円相当額以上（円貨からのお預け入れに限定）（※）</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※スイスフランは10万スイスフラン以上となります。</p></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="お預け入れ期間" style="scroll-margin-top:0px">お預け入れ期間</h3><p class="mt-2 whitespace-pre-line">3カ月以上</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="利率" style="scroll-margin-top:0px">利率</h3><p class="mt-2 whitespace-pre-line">店頭表示金利</p></div></div><div class="my-6"><div class="flex w-full rounded-lg bg-white p-4 border border-solid border-borderDarkGray"><details class="w-full"><summary class="flex cursor-pointer select-none list-none focus-ring-offset-0 [&::-webkit-details-marker]:hidden"><div class="flex w-full cursor-pointer justify-between focus-ring-offset-0"><div class="flex w-full items-center"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 20 20" class="mr-2 size-5 shrink-0"><circle cx="10" cy="10" r="7.5" stroke="#D53F50" stroke-width="1.5"></circle><path fill="#D53F50" fill-rule="evenodd" d="M11 6.667a1 1 0 1 0-2 0v3.75a1 1 0 1 0 2 0zM10 13a1 1 0 1 0 0 2 1 1 0 0 0 0-2" clip-rule="evenodd"></path></svg><p>退職金運用プランに関するご注意事項</p></div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="ml-2 flex-none self-center size-6"><path stroke="#D53F50" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m7 11.5 5 5 5-5"></path></svg></div></summary><div class="h-0 overflow-hidden transition-[height,opacity] duration-100 ease-in-out"><div class="w-full border-collapse bg-white"><p class="mt-6 whitespace-pre-wrap text-sm">●株式投信について ・退職金運用プランの対象となる株式投信の銘柄については、店頭にてご確認ください。 ●外貨預金について ・退職金運用プランの対象となる外貨預金については、店頭にてご確認ください。 ・お取り扱い通貨は米ドル、ユーロ、豪ドル、NZドル、英ポンド、スイスフランとなります。また、お預け入れ期間は3カ月以上となります。 ・お預け入れ金額は、300万円相当額以上となります（スイスフランは10万スイスフラン以上となります）。 ・外貨預金のお預け入れは円貨からのみに限ります。また、ATMで円貨から外貨普通預金にお預け入れし、外貨普通預金からお振替により外貨定期預金にお預け入れする場合は、本プランの対象外となります。 ●定期預金について ・上乗せ金利適用期間は当初3カ月間のみで、ご継続後は店頭表示金利が適用されます。 ・定期預金のご作成（お申込）は、株式投信のご購入、外貨預金ご成約後1カ月以内までの期間となります。なお、お申込ごとに1回のご作成となります。 ・原則として、定期預金の中途解約はできません。やむを得ず中途解約する場合は上乗せ金利は適用されず、解約日における普通預金の店頭表示金利が適用されます。 ・満期日までにご継続を停止するお申出がない場合には、満期時に、当初お預け入れ時と同じお預け入れ期間で自動的に書き替え継続となります。 ●その他のご注意事項 ・新規に口座を開設される際には、免許証などのご本人さまをご確認できる書類とご印鑑が必要となります。 ・店頭にご来店いただいた個人のお客さまが対象です。（本プランは、ちばぎんアプリやインターネットバンキングによるお申込はできません） ・同時開催中のキャンペーンとの併用が可能です。ただし、資産運用応援プランとの併用は不可となります。 ・今後予告なくプランの内容を変更させていただく場合や、お取り扱いを終了させていただく場合がございます。あらかじめご了承ください。 商号等 株式会社千葉銀行 登録金融機関 関東財務局長（登金）第39号 加入協会 日本証券業協会 一般社団法人金融先物取引業協会</p></div></div></details></div></div><div class="my-6"><div class="flex w-full rounded-lg bg-white p-4 border border-solid border-borderDarkGray"><details class="w-full"><summary class="flex cursor-pointer select-none list-none focus-ring-offset-0 [&::-webkit-details-marker]:hidden"><div class="flex w-full cursor-pointer justify-between focus-ring-offset-0"><div class="flex w-full items-center"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 20 20" class="mr-2 size-5 shrink-0"><circle cx="10" cy="10" r="7.5" stroke="#D53F50" stroke-width="1.5"></circle><path fill="#D53F50" fill-rule="evenodd" d="M11 6.667a1 1 0 1 0-2 0v3.75a1 1 0 1 0 2 0zM10 13a1 1 0 1 0 0 2 1 1 0 0 0 0-2" clip-rule="evenodd"></path></svg><p>投資信託ご購入にあたってのご注意事項</p></div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="ml-2 flex-none self-center size-6"><path stroke="#D53F50" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m7 11.5 5 5 5-5"></path></svg></div></summary><div class="h-0 overflow-hidden transition-[height,opacity] duration-100 ease-in-out"><div class="w-full border-collapse bg-white"><p class="mt-6 whitespace-pre-wrap text-sm">●投資信託は預金ではなく、預金保険の対象ではございません。 ●過去の運用実績は、将来の運用結果を約束するものではございません。 ●投資信託は、株式、公社債などの値動きのある証券に投資しますので、基準価額は変動します。したがって、基準価額の下落により損失を被り、投資元本を割り込むことがございます。また、外貨建て資産に投資するものは、この他に為替相場の変動などの影響により基準価額が変動するため、投資元本を割り込むことがございます。これらに伴うリスクは、投資家のみなさまご自身のご負担となります。 ●投資信託にかかる手数料はファンドにより異なりますが、投資家のみなさまに直接ご負担いただく費用として、当行所定のお申込手数料（お申込代金総額に対し最大3.3 ％（税込））がかかるほか、一部のファンドは換金時に信託財産留保額（換金時の基準価額の最大1.0 ％）がかかります。また、保有期間中には、信託財産で間接的にご負担いただく費用として、信託報酬（純資産総額に対し最大年率2.2％（税込））がかかるほか、組入有価証券の売買委託手数料や監査報酬などのその他の費用（運用状況などにより変動するものであり、事前に料率、上限額などを表示することができません）がかかります。なお、当該手数料の合計額については、投資家のみなさまがファンドを保有される期間などに応じて異なりますので、表示することができません。 ●投資信託をご購入の際は、契約締結前交付書面、投資信託説明書（交付目論見書）の内容を十分にお読みいただき、ファンドの内容を十分にご理解のうえお申し込みください。 ●一部のファンドについては、運用実績に応じて成功報酬が別途かかることがございます。ただし、運用状況により変動するため、事前にその合計額は記載できません。</p></div></div></details></div></div><div class="my-6"><div class="flex w-full rounded-lg bg-white p-4 border border-solid border-borderDarkGray"><details class="w-full"><summary class="flex cursor-pointer select-none list-none focus-ring-offset-0 [&::-webkit-details-marker]:hidden"><div class="flex w-full cursor-pointer justify-between focus-ring-offset-0"><div class="flex w-full items-center"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 20 20" class="mr-2 size-5 shrink-0"><circle cx="10" cy="10" r="7.5" stroke="#D53F50" stroke-width="1.5"></circle><path fill="#D53F50" fill-rule="evenodd" d="M11 6.667a1 1 0 1 0-2 0v3.75a1 1 0 1 0 2 0zM10 13a1 1 0 1 0 0 2 1 1 0 0 0 0-2" clip-rule="evenodd"></path></svg><p>外貨預金に関するご注意事項</p></div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="ml-2 flex-none self-center size-6"><path stroke="#D53F50" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m7 11.5 5 5 5-5"></path></svg></div></summary><div class="h-0 overflow-hidden transition-[height,opacity] duration-100 ease-in-out"><div class="w-full border-collapse bg-white"><p class="mt-6 whitespace-pre-wrap text-sm">●【為替リスク】為替相場は変動するため、約定金利と円貨ベースでの実質利回りは一致しません。円高により為替差損が発生した場合には、お引出し時円貨受取額がお預入れ時円貨払込額を下回り「元本割れ」となる場合があります。 ●【適用為替相場】円貨からのお預入れ時には当行所定のTTS（対顧客電信売相場）、円貨でのお引出し時には当行所定のTTB（対顧客電信買相場）を適用します。為替相場に変動がない場合でも、TTSとTTBの差（往復の為替手数料に相当し、例えば1米ドルあたり2円、1ユーロあたり3円、1オーストラリア・ドルあたり5円）をご負担いただきますので、お引出し時円貨受取額がお預入れ時円貨払込額を下回る場合があります。なお、ATM外貨預金振替サービスをご利用の場合は、TTS・TTBから為替手数料を20％割引した相場を適用しますので、往復の為替手数料は1米ドルあたり1円60銭、1ユーロあたり2円40銭、1豪ドルあたり4円となります。また、インターネットバンキングをご利用の場合は、TTS・TTBから為替手数料を50％割引した相場を適用しますので、往復の為替手数料は1米ドルあたり1円、1ユーロあたり1円50銭、1オーストラリア・ドルあたり2円50銭となります。 ●【預金保険】預金保険の対象外です。 ●【中途解約時のお取扱い】外貨定期預金の中途解約は原則としてできません。当行が止むを得ないと認めて満期日前に解約する場合は、解約日の当該通貨の外貨普通預金利率により計算したお利息とともにお支払いします。また、預入期間、預入通貨によっては損害金がかかる場合があります。 ●【取扱日】銀行休業日および海外市場の休場日には、お預入れ、ご解約ができません。 ●【税金】2013年1月1日から2037年12月31日までに受取るお利息については、復興特別所得税が追加課税されるため、20.315％（所得税および復興特別所得税15.315％、住民税5％）の税金が源泉徴収され、源泉分離課税となります。マル優の適用は受けられません。為替差益が生じた場合は、雑所得として総合課税の対象となり、確定申告のお手続きが必要となります。ただし、年収2千万円以下の給与所得者の方で、為替差益を含めた給与所得および退職所得以外の申告すべき所得の合計額が年間20万円以下の場合等については、原則として、所得税にかかる申告は不要です。なお、為替差損が生じた場合は、黒字の雑所得から控除することができます。 ●【手数料等】お預入れ、お引出方法や通貨により手数料等が異なるため、手数料等の金額や上限額または計算方法をあらかじめお示しすることはできません。米ドル建バースデー外貨預金については、当行の他の外貨預金へのお振替えによるお引出し、および外貨建て送金によるお引出しの際には1米ドルあたり1円の手数料がかかります。外貨現金でのお預入れ・お引出しの際には、手数料（1米ドルあたり1.5円、1ユーロあたり2.5円。最低額1,500円）がかかります。（米ドル・ユーロ以外の外貨現金での入出金はできません。）また、店舗によってはお取扱いできない場合がありますので、事前にご相談ください。 ●【口座開設】「外貨普通預金」・「米ドル建バースデー外貨預金」につきましては、お1人1口座とさせていただき、複数店での口座開設はできません。 ●【留意事項】情勢の変化によっては、一旦公示された相場が変わる場合や、一時的にお取引ができない場合もございますので、ご利用の際は必ず千葉銀行本支店の店頭などで再度ご確認いただきますようお願いいたします。外貨預金につきまして、くわしくは店頭にご用意している説明書（契約締結前交付書面等）をご覧ください。</p></div></div></details></div></div><div class="my-6"><div><h4 class="font-bold">販売会社（登録金融機関）の概要</h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">商号等</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">株式会社千葉銀行 登録金融機関 関東財務局長(登金)第39号</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">加入協会</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">日本証券業協会 一般社団法人金融先物取引業協会</td></tr></tbody></table></div></div></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">投資信託、外貨預金、定期預金につきまして、くわしくは店頭に説明書（契約締結前交付書面、投資信託説明書（交付目論見書）等）をご用意しております。各商品を実際にお申込みの際には、それぞれの内容を十分にお読みください。</p></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">2025年4月1日現在</p></div><div class="mb-6 mt-12 md:mt-14"><div style="height:162.4px"><div class="absolute right-0 mx-[calc(50%-(100dvw-var(--scrollbar-width,0px))/2)] w-dvw-no-sb"><div class="rounded-br-[32px] rounded-tl-[32px] bg-primary px-6 py-12 md:px-4 md:py-14"><div class="mx-auto md:flex md:max-w-[960px] md:items-center md:gap-14"><h2 class="min-h-[31px] whitespace-pre-line break-all text-26px font-bold text-white md:mb-0 md:flex-1 md:text-36px">店舗でのお申込・ご相談</h2><div class="flex flex-col gap-6 mt-12 md:mt-0 md:flex-1"><a class="flex justify-center items-center gap-x-2 border bg-white border-solid border-borderDarkGray text-primary hover:border-primary font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all bg-white" href="https://sasp.mapion.co.jp/b/chibabank/"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">店舗を探す<svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="pointer-events-none ml-1 inline-block size-6 align-sub"><path fill="#D53F50" fill-rule="evenodd" d="M13.773 4a.75.75 0 0 0 0 1.5h3.666l-.443.443-5.58 5.579-.014.015-.932.933a.75.75 0 0 0 1.06 1.06l6.527-6.527.443-.442v3.666a.75.75 0 0 0 1.5 0V4.75a.75.75 0 0 0-.75-.75zM4 7.25a.75.75 0 0 0-.75.75v12c0 .414.336.75.75.75h12a.75.75 0 0 0 .75-.75v-6a.75.75 0 0 0-1.5 0v5.25H4.75V8.75H10a.75.75 0 0 0 0-1.5z" clip-rule="evenodd"></path></svg></span></span></a><a class="flex justify-center items-center gap-x-2 text-white bg-primary hover:bg-[#D53F50B2] font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all border border-solid border-white hover:bg-[#E27985]" href="https://www.chibabank.co.jp/shop/holiday/"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">休日営業店舗のご案内</span></span></a></div></div></div></div></div></div><h2 class="mt-12 text-22px font-bold md:mt-14 md:text-28px">キャンペーン</h2><div class="mt-6"><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] py-12 md:py-14"><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">関連ブログ</h2><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">セミナー・イベント</h2><div class="w-full h-[calc(221px + 24px + 40px)] md:h-[calc(259px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">よくあるご質問</h2><div class="w-full min-h-auto"><div class="flex h-[92px] items-center justify-center"><p class="text-center">現在、退職金運用プランに関連するよくあるご質問はございません</p></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:ml-0 md:text-28px md:tracking-[0.56px]">関連リンク</h2><div class="w-full h-[calc(170px + 24px + 40px)] md:h-[calc(186px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] pb-12 md:pb-14"><div class="mt-12 md:mt-14"><div class="grid gap-y-6"><h2 class="mt-6 text-22px font-bold tracking-[0.02em] md:mt-8 md:text-28px">この記事をシェア</h2><div class="flex gap-x-4"><a href="https://social-plugins.line.me/lineit/share?url=https://www.chibabank.co.jp/kojin/services/asset_management/retirement/retirement_basic" target="_blank" rel="noopener noreferrer"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="size-6"><path fill="#04C755" fill-rule="evenodd" d="M11.975 11.229c-.047.521 0 1.233 0 1.773 0 .284.048.597-.095.806a.48.48 0 0 1-.6.17c-.237-.094-.313-.255-.313-.587V9.854c0-.313.095-.474.314-.57.333-.122.504.077.618.238.171.209 1.806 2.465 1.883 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