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href="/">ホーム</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services">個人：商品・サービス</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services/asset_management">資産運用</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 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class="my-6"><div class="rounded-lg border border-solid border-borderInput bg-white p-6"><a href="#ポイント" class="flex items-center justify-between py-2 focus-ring-offset-0"><div class="min-h-5 w-full break-all text-sm underline hover:text-primary">ポイント</div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 17" class="ml-2 flex-none"><path fill="#D53F50" fill-rule="evenodd" d="M12.523 11.287a.75.75 0 0 0-1.046-1.075l-2.728 2.655v-9.72a.75.75 0 0 0-1.5 0v9.72l-2.726-2.655a.75.75 0 0 0-1.046 1.075l3.998 3.894a.75.75 0 0 0 1.047 0z" clip-rule="evenodd"></path></svg></a><a href="#ドルコスト平均法とは" class="flex items-center justify-between py-2 focus-ring-offset-0"><div class="min-h-5 w-full break-all text-sm underline hover:text-primary">ドルコスト平均法とは</div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 17" class="ml-2 flex-none"><path fill="#D53F50" fill-rule="evenodd" d="M12.523 11.287a.75.75 0 0 0-1.046-1.075l-2.728 2.655v-9.72a.75.75 0 0 0-1.5 0v9.72l-2.726-2.655a.75.75 0 0 0-1.046 1.075l3.998 3.894a.75.75 0 0 0 1.047 0z" clip-rule="evenodd"></path></svg></a><a href="#お手続きの流れ" class="flex items-center justify-between py-2 focus-ring-offset-0"><div class="min-h-5 w-full break-all text-sm underline hover:text-primary">お手続きの流れ</div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 16 17" class="ml-2 flex-none"><path fill="#D53F50" fill-rule="evenodd" d="M12.523 11.287a.75.75 0 0 0-1.046-1.075l-2.728 2.655v-9.72a.75.75 0 0 0-1.5 0v9.72l-2.726-2.655a.75.75 0 0 0-1.046 1.075l3.998 3.894a.75.75 0 0 0 1.047 0z" clip-rule="evenodd"></path></svg></a></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ポイント" style="scroll-margin-top:0px">ポイント</h2></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="少額から無理なく購入できます" style="scroll-margin-top:0px">少額から無理なく購入できます</h3><p class="mt-2 whitespace-pre-line">お客さまの預金口座からご指定金額を自動的に引き落とし、月々定期的にご指定のファンドを購入していきます。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="投資商品のリスクを低減することが期待できます" style="scroll-margin-top:0px">投資商品のリスクを低減することが期待できます</h3><p class="mt-2 whitespace-pre-line">資産・銘柄の分散に加え、ドルコスト平均法による時間（時期）の分散によって、リスクの低減を図ることが期待できます。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ドルコスト平均法とは" style="scroll-margin-top:0px">ドルコスト平均法とは</h2></div><p class="mt-4 whitespace-pre-line">毎月一定金額ずつファンドを購入していくことにより、価格が高い時には少ない口数を、安いときには多い口数を購入することになりますので、一度にまとめて購入したり、毎回一定口数を購入する場合より、平均購入単価を平準化することができます。</p></div></div><div class="my-6"><button class="block w-full cursor-pointer border-0 bg-transparent p-0 text-left outline-none"><div class="relative w-full overflow-hidden rounded-xl border border-solid border-borderInput"><img alt="" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="h-auto w-full" style="color:transparent" sizes="100vw" srcSet="/_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FpY5zq3yNRY5fXiKBuMDdan&w=640&q=75 640w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FpY5zq3yNRY5fXiKBuMDdan&w=750&q=75 750w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FpY5zq3yNRY5fXiKBuMDdan&w=828&q=75 828w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FpY5zq3yNRY5fXiKBuMDdan&w=1080&q=75 1080w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FpY5zq3yNRY5fXiKBuMDdan&w=1200&q=75 1200w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FpY5zq3yNRY5fXiKBuMDdan&w=1920&q=75 1920w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FpY5zq3yNRY5fXiKBuMDdan&w=2048&q=75 2048w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FpY5zq3yNRY5fXiKBuMDdan&w=3840&q=75 3840w" src="/_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FpY5zq3yNRY5fXiKBuMDdan&w=3840&q=75"/></div></button></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※詳上記の数値は実際の投資信託の動きとは無関係です。 ※上記計算では手数料などの費用は考慮しておりません。 ※ドルコスト平均法は、投資信託の基準価額の下落リスクを低減するものではありません。 ※上記の図はあくまでもイメージであり、将来の投資成果などを保証もしくは予測するものではありません。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="お手続きの流れ" style="scroll-margin-top:0px">お手続きの流れ</h2></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="Step1 ファンドを選ぶ" style="scroll-margin-top:0px">Step1 ファンドを選ぶ</h3><p class="mt-2 whitespace-pre-line">ちばぎん取扱いの投資信託から、お客さまのニーズにあわせてお好きなファンドが選べます。投信積立サービス対象ファンドは、ファンドラインアップでご確認いただけます。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="Step2 購入額を決める" style="scroll-margin-top:0px">Step2 購入額を決める</h3><p class="mt-2 whitespace-pre-line">ファンドの購入単位は、毎月1,000円以上1円単位。年2回まで、ボーナス月などの特定月に増額することもできます。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="Step3 口座から自動引き落とし" style="scroll-margin-top:0px">Step3 口座から自動引き落とし</h3><p class="mt-2 whitespace-pre-line">毎月のご購入額は、お客さまの預金口座からご指定の日に自動引き落としいたします。引き落とし手数料は無料です。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="Step4 ご指定のファンドを購入" style="scroll-margin-top:0px">Step4 ご指定のファンドを購入</h3><p class="mt-2 whitespace-pre-line">引き落とし時に、各ファンド毎に定められた所定のお申込手数料および消費税相当額をお引き落とし金額からさしひかせていただきます。</p></div></div><div class="my-6"><div class="flex w-full rounded-lg bg-white p-4 border border-solid border-borderDarkGray"><details class="w-full"><summary class="flex cursor-pointer select-none list-none focus-ring-offset-0 [&::-webkit-details-marker]:hidden"><div class="flex w-full cursor-pointer justify-between focus-ring-offset-0"><div class="flex w-full items-center"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 20 20" class="mr-2 size-5 shrink-0"><circle cx="10" cy="10" r="7.5" stroke="#D53F50" stroke-width="1.5"></circle><path fill="#D53F50" fill-rule="evenodd" d="M11 6.667a1 1 0 1 0-2 0v3.75a1 1 0 1 0 2 0zM10 13a1 1 0 1 0 0 2 1 1 0 0 0 0-2" clip-rule="evenodd"></path></svg><p>投資信託に関するご留意事項</p></div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="ml-2 flex-none self-center size-6"><path stroke="#D53F50" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m7 11.5 5 5 5-5"></path></svg></div></summary><div class="h-0 overflow-hidden transition-[height,opacity] duration-100 ease-in-out"><div class="w-full border-collapse bg-white"><p class="mt-6 whitespace-pre-wrap text-sm">・投資信託は預金ではなく、預金保険の対象ではありません。 ・当行でご購入いただいた投資信託は、投資者保護基金の対象ではありません。 ・投資信託は、投資元本が保証されている商品ではありません。 ・投資信託の設定、運用は、投資信託委託会社が行います。 ・過去の運用実績は、将来の運用結果を約束するものではありません。 ・投資信託の運用による損益は、投資信託をご購入されたご投資家のみなさまご自身に帰属します。 ・投資信託は、株式、公社債などの値動きのある証券に投資しますので、基準価額は変動します。したがって、基準価額の下落により損失を被り、投資元本を割り込むことがあります。また、外貨建て資産に投資するものは、この他に為替相場の変動等の影響により基準価額が変動するため、投資元本を割り込むことがあります。これらに伴うリスクは、ご投資家のみなさまご自身のご負担となります。 ・投資信託に係る手数料としましては、ファンドにより異なりますが、ご投資家のみなさまに直接ご負担いただく費用としまして、当行所定のお申込手数料（お申込代金総額に対し最大3.3％（税込））がかかるほか、一部のファンドは換金時に信託財産留保額（換金時の基準価額の最大1.0％）がかかります。また、保有期間中には、信託財産で間接的にご負担いただく費用としまして、信託報酬（純資産総額に対し最大年率2.2％（税込））がかかる※ほか、組入有価証券の売買委託手数料や監査報酬等のその他の費用（運用状況等により変動するものであり、事前に料率、上限額等を表示することができません）がかかります。なお、当該手数料の合計額については、ご投資家のみなさまがファンドを保有される期間等に応じて異なりますので、表示することができません。くわしくは、各ファンドの契約締結前交付書面、投資信託説明書（交付目論見書）でご確認ください。 ・投資信託は、金融商品取引法第37条の6の規定に基づく書面による契約の解除（クーリング・オフ）の適用はありません。 ・投資信託をご購入の際は、契約締結前交付書面、投資信託説明書（交付目論見書）の内容を十分にお読みいただき、ファンドの内容を十分にご理解のうえお申し込みください。 ※一部のファンドについては、運用実績に応じて成功報酬が別途かかることがあります。ただし、運用状況により変動するため、事前にその合計額は記載できません。</p></div></div></details></div></div><div class="mb-6 mt-12 md:mt-14"><div style="height:162.4px"><div class="absolute right-0 mx-[calc(50%-(100dvw-var(--scrollbar-width,0px))/2)] w-dvw-no-sb"><div class="rounded-br-[32px] rounded-tl-[32px] bg-primary px-6 py-12 md:px-4 md:py-14"><div class="mx-auto md:flex md:max-w-[960px] md:items-center md:gap-14"><h2 class="min-h-[31px] 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7.25a.75.75 0 0 0-.75.75v12c0 .414.336.75.75.75h12a.75.75 0 0 0 .75-.75v-6a.75.75 0 0 0-1.5 0v5.25H4.75V8.75H10a.75.75 0 0 0 0-1.5z" clip-rule="evenodd"></path></svg></span></span></a><a class="flex justify-center items-center gap-x-2 text-white bg-primary hover:bg-[#D53F50B2] font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all border border-solid border-white hover:bg-[#E27985]" href="https://www.chibabank.co.jp/myaccess/"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">ちばぎんマイアクセス</span></span></a></div></div></div></div></div></div><h2 class="mt-12 text-22px font-bold md:mt-14 md:text-28px">キャンペーン</h2><div class="mt-6"><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div 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class="text-center">現在、投信積立サービスに関連するよくあるご質問はございません</p></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:ml-0 md:text-28px md:tracking-[0.56px]">関連リンク</h2><div class="w-full h-[calc(170px + 24px + 40px)] md:h-[calc(186px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] pb-12 md:pb-14"><div class="mt-12 md:mt-14"><div class="grid gap-y-6"><h2 class="mt-6 text-22px font-bold tracking-[0.02em] md:mt-8 md:text-28px">この記事をシェア</h2><div class="flex gap-x-4"><a href="https://social-plugins.line.me/lineit/share?url=https://www.chibabank.co.jp/kojin/services/asset_management/toushin/toshin_tsumitate_service" target="_blank" rel="noopener noreferrer"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" 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