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href="/">ホーム</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services">個人：商品・サービス</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services/loan">ローン</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services/loan/cardloan">カードローン</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services/loan/cardloan/cardloan_detail">カードローン制度詳細</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="page" class="inline">プレミアクラス商品概要</li></ol></nav></div><main><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px]"><div class="flex items-center gap-x-4 pb-8 pt-14"><div><h1 class="text-64px font-bold tracking-[1.28px]">プレミアクラス商品概要</h1></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px]"><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご利用いただける方" style="scroll-margin-top:0px">ご利用いただける方</h2></div><p class="mt-4 whitespace-pre-line">以下の全ての条件を満たす個人のお客さま （外国人のお客さまは永住許可を受けている方が対象となります）</p></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">ご契約時の年齢が満20歳以上満60歳未満の方</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">同一勤務先に3年以上勤務されている方で、安定継続した年収が600万円以上ある方</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">当行にて給与振込（当行規定による）をご利用中、もしくは今後ご利用いただける方（※1）</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">原則、千葉県・東京都・茨城県・埼玉県・神奈川県にお住まいの方</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">本人居住用の住宅を保有（同居家族の保有を含む）している方</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">その他、当行が定める基準を満たし、当行所定の保証会社（ちばぎん保証株式会社または株式会社ジャックス）の保証を受けられる方</span></li></ul></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※1 住宅ローン契約者を除きます。住宅ローンとはちばぎん長期固定金利型住宅ローン（住宅金融支援機構買取型）以外の住宅ローンを指します。 ※個人事業主および同族会社オーナー（ご家族を含む）の方はご利用いただけません。師士業者（医師・弁護士・公認会計士・税理士・不動産鑑定士・司法書士・弁理士）の方は除きます。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="資金使途" style="scroll-margin-top:0px">資金使途</h2></div><p class="mt-4 whitespace-pre-line">特に定めはございませんが、事業性資金および投機性資金を除きます。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="お借入れ極度額・ご契約期間・お借入れ単位" style="scroll-margin-top:0px">お借入れ極度額・ご契約期間・お借入れ単位</h2></div></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">お借入れ極度額</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">300万円、400万円、500万円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">ご契約期間</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">1年 （原則自動更新とし、満60歳達齢後の更新は行いません）</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">お借入れ単位</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">1回あたりのお借入れ金額は1円単位</td></tr></tbody></table></div></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご利用方法" style="scroll-margin-top:0px">ご利用方法</h2></div><p class="mt-4 whitespace-pre-line">お借入れ極度額を上限として設定する「ご利用限度額」の範囲内で、ちばぎんアプリ、インターネットバンキングまたは「ICローンカード」により随時貸し出しいたします。（※）</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="ちばぎんアプリ、インターネットバンキングをご利用の場合" style="scroll-margin-top:0px">ちばぎんアプリ、インターネットバンキングをご利用の場合</h3><p class="mt-2 whitespace-pre-line">指定預金口座への入金により貸出金を交付いたします。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="ICローンカードをご利用の場合" style="scroll-margin-top:0px">ICローンカードをご利用の場合</h3><p class="mt-2 whitespace-pre-line">ATMにて貸し出しいたします。</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※ICローンカードの到着前、またはちばぎんアプリ、インターネットバンキングでのお借入れが可能となる前にお借入れを希望される場合は、店頭で当座貸越金支払請求書を使用することにより貸し出しいたします。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご返済方法" style="scroll-margin-top:0px">ご返済方法</h2></div><p class="mt-4 whitespace-pre-line">約定返済となります。貸越残高に応じて、毎月の約定返済日に所定額を自動引き落としいたします。</p></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column !w-1/2">貸越残高</th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">約定返済額</th></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">10万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">2,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">10万円超20万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">4,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">20万円超30万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">6,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">30万円超40万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">8,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">40万円超50万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">10,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">50万円超100万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">15,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">100万円超150万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">20,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">150万円超200万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">25,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">200万円超250万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">30,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">250万円超300万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">35,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">300万円超350万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">40,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">350万円超400万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">45,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">400万円超450万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">50,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">450万円超500万円以下</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">55,000円</td></tr></tbody></table></div></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご融資利率（変動金利）" style="scroll-margin-top:0px">ご融資利率（変動金利）</h2></div><p class="mt-4 whitespace-pre-line">ご融資利率は審査の上、当行で決定させていただきます。 2023年4月1日現在のご融資利率です。金融情勢などの変化により、ご融資利率が変更される場合がございます。</p></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column !w-1/2">限度額</th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">店頭表示金利</th></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">300万円</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">年5.5％</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">400万円</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">年5.0％</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">500万円</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">年4.0％</td></tr></tbody></table></div></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※当行所定の住宅ローンをご利用いただいている方は、店頭表示金利から年0.20％割引となります。 （ちばぎん長期固定金利型住宅ローン（住宅金融支援機構買取型）および無担保住宅ローンは、対象外となります。） ※任意返済（ATM、ちばぎんアプリ、インターネットバンキングまたは店頭にて随時、任意の額をご返済いただけます。）</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="利息" style="scroll-margin-top:0px">利息</h2></div><p class="mt-4 whitespace-pre-line">以下のとおりです。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="適用利率" style="scroll-margin-top:0px">適用利率</h3><p class="mt-2 whitespace-pre-line">毎日の当行所定の利率を適用します。金利情勢などの変化により変動する場合がございます。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="受入方法" style="scroll-margin-top:0px">受入方法</h3><p class="mt-2 whitespace-pre-line">約定返済日に前1カ月分を貸出元金に組み入れます。解約時には未払利息を一括して精算させていただきます。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="計算方法" style="scroll-margin-top:0px">計算方法</h3><p class="mt-2 whitespace-pre-line">毎日の最終残高について、付利単位を100円、1年を365日とした日割により計算いたします。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="金利情報" style="scroll-margin-top:0px">金利情報</h3><p class="mt-2 whitespace-pre-line">各商品の最新の金利情報は以下をご確認ください</p></div></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/kinri/loan" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">ローン金利一覧</a></span></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご利用限度額の減額・増額" style="scroll-margin-top:0px">ご利用限度額の減額・増額</h2></div><p class="mt-4 whitespace-pre-line">当行および保証会社では、定期的にお客さまの信用状態に関する審査をさせていただいており、お借入れ期間中に当初設定したお借入れ極度額の範囲内で、ご利用限度額を減額（または増額）させていただくことがございます。 （ご利用限度額が0円になる場合もございます） ご利用限度額が減額となった場合でも、ご利用限度額の範囲内であれば繰り返しご利用いただけます。 （ご利用限度額0円の場合はご利用いただけません） ご利用限度額が減額（または0円）となった場合でも、従来どおりお借入れ残高に応じた毎月の約定返済は必要となります。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="お借入れの停止・解除" style="scroll-margin-top:0px">お借入れの停止・解除</h2></div><p class="mt-4 whitespace-pre-line">毎月の約定返済を延滞された場合は、新たなお借入れを停止させていただきます。 毎月の約定返済の延滞金額（遅延損害金を含みます）を全額返済された場合は、お借入れ停止を解除させていただきます。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="保証人、担保" style="scroll-margin-top:0px">保証人、担保</h2></div><p class="mt-4 whitespace-pre-line">以下のとおりです。</p></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">保証人</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">ちばぎん保証株式会社または株式会社ジャックス</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">保証料</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">当行負担</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">担保</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">不要</td></tr></tbody></table></div></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ICローンカードの発行および生体認証" style="scroll-margin-top:0px">ICローンカードの発行および生体認証</h2></div><p class="mt-4 whitespace-pre-line">お借入れ極度額の設定後に、専用のICローンカードをお送りいたします。 ICローンカードは生体認証に対応しております。生体認証のご利用には、カードをお受け取りになられた後に来店いただき、生体認証情報（指静脈パターン）の登録が必要です。 （登録前でもICチップや磁気ストライプでお取引が可能です）</p></div></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/safety/security/security02.html" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">ICローンカードについて</a></span></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="手数料" style="scroll-margin-top:0px">手数料</h2></div><p class="mt-4 whitespace-pre-line">以下のとおりです。</p></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">ICローンカード発行手数料</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">無料</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">ICローンカード再発行手数料</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">1,100円（税込）</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">ATM利用手数料</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">ご利用いただくATM・時間帯によって異なります。</td></tr></tbody></table></div></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="1日あたりのお借入れ限度額" style="scroll-margin-top:0px">1日あたりのお借入れ限度額</h2></div><p class="mt-4 whitespace-pre-line">以下のとおりです。</p></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">磁気ストライプ取引 IC対応していないATMでの取引</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">50万円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">ICチップ取引 生体情報未登録または指静脈認証に対応していないIC対応ATMでの取引</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">100万円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">生体認証取引 指静脈認証のIC・生体対応ATMでの取引</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">300万円（※）</td></tr></tbody></table></div></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※他行では200万円となります。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="自動融資サービス" style="scroll-margin-top:0px">自動融資サービス</h2></div><p class="mt-4 whitespace-pre-line">ご指定の預金口座の公共料金などの引き落としの際、ご預金の残高が不足していても、不足分を当行が自動的にご融資する「自動融資サービス」のお取り扱いが可能です。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="お申込方法" style="scroll-margin-top:0px">お申込方法</h2></div><p class="mt-4 whitespace-pre-line">当行ホームページ、FAX、電話、郵送でお申し込みいただけます。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="お申込に必要な書類" style="scroll-margin-top:0px">お申込に必要な書類</h2></div><p class="mt-4 whitespace-pre-line">以下の4つが必要となります。</p></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">1.</span><span class="whitespace-pre-line">ご本人さま確認資料の写し （運転免許証または個人番号カードなど）</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">2.</span><span class="whitespace-pre-line">勤続（営業）年数の確認書類の写し（健康保険証、現在の勤務先名の記載があるねんきん定期便など。師士業者の方は、開業届や初回確定申告書の写しなど）</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">3.</span><span class="whitespace-pre-line">所得証明書類（源泉徴収票、住民税決定通知書、確定申告書（※）など）</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">4.</span><span class="whitespace-pre-line">ご自宅の所有を確認できる書類 （不動産登記簿謄本や固定資産税評価通知書など）</span></li></ul></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※電子申告（e-TAX）利用の場合は申告書の写しおよび受信通知、書面申告の場合は確定申告書の他に「領収書（領収済通知書）」または「納税証明書（その2・その3）」のいずれか。（直近1期分） （注）お手続きに必要な書類については、原本を確認させていただきます。また、上記以外の書類が必要となる場合がございますので、あらかじめご了承ください。</p></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">2025年1月28日現在</p></div><div class="mb-6 mt-12 md:mt-14"><div style="height:162.4px"><div class="absolute right-0 mx-[calc(50%-(100dvw-var(--scrollbar-width,0px))/2)] w-dvw-no-sb"><div class="rounded-br-[32px] rounded-tl-[32px] bg-primary px-6 py-12 md:px-4 md:py-14"><div class="mx-auto md:flex md:max-w-[960px] md:items-center md:gap-14"><h2 class="min-h-[31px] whitespace-pre-line break-all text-26px font-bold text-white md:mb-0 md:flex-1 md:text-36px">プレミアクラスカードローンのお申込</h2><div class="flex flex-col gap-6 mt-12 md:mt-0 md:flex-1"><a class="flex justify-center items-center gap-x-2 border bg-white border-solid border-borderDarkGray text-primary hover:border-primary font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all bg-white" href="https://form.chibabank.co.jp/pre_loan/premiere/visit/first"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">仮審査のお申込<svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="pointer-events-none ml-1 inline-block size-6 align-sub"><path fill="#D53F50" fill-rule="evenodd" d="M13.773 4a.75.75 0 0 0 0 1.5h3.666l-.443.443-5.58 5.579-.014.015-.932.933a.75.75 0 0 0 1.06 1.06l6.527-6.527.443-.442v3.666a.75.75 0 0 0 1.5 0V4.75a.75.75 0 0 0-.75-.75zM4 7.25a.75.75 0 0 0-.75.75v12c0 .414.336.75.75.75h12a.75.75 0 0 0 .75-.75v-6a.75.75 0 0 0-1.5 0v5.25H4.75V8.75H10a.75.75 0 0 0 0-1.5z" clip-rule="evenodd"></path></svg></span></span></a><a class="flex justify-center items-center gap-x-2 text-white bg-primary hover:bg-[#D53F50B2] font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all border border-solid border-white hover:bg-[#E27985]" href="http://sasp.mapion.co.jp/b/chibabank/"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">店舗を探す<svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="pointer-events-none ml-1 inline-block size-6 align-sub"><path fill="#fff" fill-rule="evenodd" d="M13.773 4a.75.75 0 0 0 0 1.5h3.666l-.443.443-5.58 5.579-.014.015-.932.933a.75.75 0 0 0 1.06 1.06l6.527-6.527.443-.442v3.666a.75.75 0 0 0 1.5 0V4.75a.75.75 0 0 0-.75-.75zM4 7.25a.75.75 0 0 0-.75.75v12c0 .414.336.75.75.75h12a.75.75 0 0 0 .75-.75v-6a.75.75 0 0 0-1.5 0v5.25H4.75V8.75H10a.75.75 0 0 0 0-1.5z" clip-rule="evenodd"></path></svg></span></span></a></div></div></div></div></div></div><div class="my-6"><div class="flex w-full rounded-lg bg-white p-4 border border-solid border-borderDarkGray"><details class="w-full"><summary class="flex cursor-pointer select-none list-none focus-ring-offset-0 [&::-webkit-details-marker]:hidden"><div class="flex w-full cursor-pointer justify-between focus-ring-offset-0"><div class="flex w-full items-center"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 20 20" class="mr-2 size-5 shrink-0"><circle cx="10" cy="10" r="7.5" stroke="#D53F50" stroke-width="1.5"></circle><path fill="#D53F50" fill-rule="evenodd" d="M11 6.667a1 1 0 1 0-2 0v3.75a1 1 0 1 0 2 0zM10 13a1 1 0 1 0 0 2 1 1 0 0 0 0-2" clip-rule="evenodd"></path></svg><p>ご留意事項</p></div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="ml-2 flex-none self-center size-6"><path stroke="#D53F50" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m7 11.5 5 5 5-5"></path></svg></div></summary><div class="h-0 overflow-hidden transition-[height,opacity] duration-100 ease-in-out"><div class="w-full border-collapse bg-white"><p class="mt-6 whitespace-pre-wrap text-sm">本ページに記載している内容は変更する場合がございますので、あらかじめご了承ください。。 ご利用いただくためには、当行所定の審査が必要となります。審査の結果によっては、ご希望に添いかねることもございますので、あらかじめご了承ください。詳しくは窓口におたずねください。</p></div></div></details></div></div><h2 class="mt-12 text-22px font-bold md:mt-14 md:text-28px">キャンペーン</h2><div class="mt-6"><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] py-12 md:py-14"><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">関連ブログ</h2><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">セミナー・イベント</h2><div class="w-full h-[calc(221px + 24px + 40px)] md:h-[calc(259px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">よくあるご質問</h2><div class="w-full min-h-auto"><div class="flex h-[92px] items-center justify-center"><p class="text-center">現在、プレミアクラス商品概要に関連するよくあるご質問はございません</p></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">プレミアクラス商品概要<!-- -->お問い合わせ</h2><div class="mb-6 line-clamp-3">お電話でのお申込・ご相談を承っております</div><div class="[&:not(:first-of-type)]:mt-6"><div class="flex flex-col gap-y-3 break-words rounded-xl border border-solid border-borderGray bg-white p-6 text-center"><h4 class="font-bold">ちばぎんローンダイレクト</h4><div class="text-36px font-bold text-primary">0120-71-7860</div><div><p class="text-xs text-inactive before:mr-[2px] before:content-['※']">受付時間／平日9:00～20:00 土日祝:10:00～17:00</p><p class="text-xs text-inactive before:mr-[2px] before:content-['※'] 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