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max-w-[960px]"><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">「ちばぎん ひまわり宣言」（以下「本サービス」といいます。）は、お客さまの各種お取引項目数を算定することにより、一定条件を満たす場合に、手数料割引等の特典をお受けになれるサービスをいいます。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="1. ＜対象＞" style="scroll-margin-top:0px">1. ＜対象＞</h2><p class="mt-4 whitespace-pre-line">個人の方を対象とします。 （個人事業主・非居住者・任意団体は対象外とさせていただきます。）</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="2. ＜お取引項目＞" style="scroll-margin-top:0px">2. ＜お取引項目＞</h2><p class="mt-4 whitespace-pre-line">1．対象となる「お取引項目」は、次のとおりとします。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="お取引項目" style="scroll-margin-top:0px">お取引項目</h3></div></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">取引項目</h4><p class="mt-2 whitespace-pre-line">（1）インターネットバンキングのご契約 （2）当行発行のクレジットカードまたはデビットカードのご契約 （3）当行発行のクレジットカードまたはデビットカードのご利用額が年間30万円以上 （4）給与振込または公的年金の自動受取 （5）円預金、外貨預金、投資信託、公共債の月末残高が合計で30万円以上 （6）当行所定の住宅ローンまたは目的別ローンのお借入 （7）当行所定のカードローンのご契約</p></div></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">2．各お取引項目は次のとおりとします。 （1）インターネットバンキングのご契約 「ちばぎんマイアクセス」の代表口座を、本サービスへのお申込みの際にご指定のあった当行本支店、出張所等（以下「サービス申込店」といいます。）にお持ちであり、かつ、サービス申込店でインターネットバンキングのご契約があること。</p></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">（2）当行発行のクレジットカードまたはデビットカードのご契約 次のいずれかに該当すること。 A.当行発行のクレジットカード（ちばぎんスーパーカード、JCB CARD EXTAGE、JCB GOLD EXTAGE、JCB ザ・クラス、2023年10月1日付でちばぎんジェーシービーカード株式会社から当行に移管された個人向けちばぎんJCBカード（引落口座が当行預金口座であるもの）等）のご契約があること。 B.デビットカード（スーパーカード＜デビット＞またはTSUBASAちばぎんVisaデビット）のご契約があること。</p></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">（3）当行発行のクレジットカードまたはデビットカードのご利用額が年間30万円以上 当行発行のクレジットカードまたはデビットカードのご契約があり、下記の期間に30万円以上ご利用があること。 A.クレジットカード（JCB）の場合 判定期間：「有効期限月の翌月10日ご請求分」～「翌年の有効期限月の10日ご請求分」→適用期間：上記判定期間翌年の有効期限月の翌々月の1日から1年間 B.クレジットカード（DC）の場合 判定期間：「有効期限月の翌々月10日ご請求分」～「翌年の有効期限月の翌月10日ご請求分」→適用期間：上記判定期間翌年の有効期限月の3ヶ月後の1日から1年間 C.スーパーカード＜デビット＞の場合 判定期間：「有効期限月の前月16日」～「翌年の有効期限月の前月15日」のご利用分（ただし、ご利用店舗等の都合により翌年度の集計に含まれる場合があります。）→適用期間：上記判定期間翌年の有効期限月の翌々月の1日から1年間 D.TSUBASAちばぎんVisaデビットの場合 判定期間：有効期限にかかわらず1月～12月のご利用分※（ただし、ご利用店舗等の都合により翌年度の集計に含まれる場合があります。）→適用期間：上記判定期間の翌年4月1日から翌々年3月31日の1年間 ※入会初年度は入会月～翌年12月のご利用分</p></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">（4）給与振込または公的年金の自動受取 次に定める「給与振込」または「公的年金の自動受取」のいずれか一方のお取引があること。 A.「給与振込」とは、「給与振込」として発信された振込または3ケ月連続かつ10万円以上の振込をサービス申込店の預金口座で受取られていること。 B.「公的年金の自動受取」とは、公的年金（国民年金・厚生年金等）として発信された振込をサービス申込店の預金口座で自動受取されていること。</p></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">（5）円預金、外貨預金、投資信託、公共債の月末残高が合計で30万円以上 サービス申込店における円貨預金（当座・普通・決済用普通・通知・貯蓄・納税準備・定期・積立定期等）および外貨預金（普通・定期等）の月末時点の残高と、投資信託の月末時点の評価額と、公共債の月末時点の保護預り残高の合計とします。なお、外貨預金の残高については、当行所定の方法により円換算のうえ算定します。</p></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">（6）当行所定の住宅ローンまたは目的別ローンのお借入 次のいずれかに該当すること。 A.当行所定の住宅ローン（ベストチョイス２１、すまい・るパッケージ、無担保住宅ローン等）をサービス申込店でご利用されていること。ただし、ちばぎん長期固定金利型住宅ローン（住宅金融支援機構買取型）を除く。 B.当行所定のフリーローン、マイカーローン、住まいのリフォームローン、スーパー教育ローン（証書貸付方式）、社員ローンのいずれかをサービス申込店でご利用されていること、またはスーパー教育ローン（当座貸越方式）をサービス申込店でご利用されており、かつ月末残高があること。</p></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">（7）当行所定のカードローンのご契約 当行所定のカードローン（ちばぎん保証（株）保証付カードローン、（株）ジャックス保証付カードローン、エム・ユー信用保証（株）保証付カードローン等）をサービス申込店でご利用されていること。ただし、当行発行クレジットカード付帯のカードローンを除く。また、新規取組を中止したもの等、一部のカードローンを除く。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="3. ＜お取引項目数の算定＞" style="scroll-margin-top:0px">3. ＜お取引項目数の算定＞</h2></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">1.</span><span class="whitespace-pre-line">お取引項目数は、サービス申込店単位で算定するものとします。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">2.</span><span class="whitespace-pre-line">当行本支店間のお取引項目数は合算いたしません。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">3.</span><span class="whitespace-pre-line">お取引項目数は、当行所定の時期に、当行がお取引項目数の対象であると判定したものを算定します。また、お取引項目数に変動があった場合においても、当行から個別にお知らせはいたしません。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">4.</span><span class="whitespace-pre-line">同一のお取引項目内に重複したお取引がある場合でも、当該項目数の合算はいたしません。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">5.</span><span class="whitespace-pre-line">お取引項目数は、当該お取引項目がなくなったと当行が判断した時点で、自動的に算定されなくなります。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">6.</span><span class="whitespace-pre-line">お取引の移管があった場合、お取引項目数の算定ができない場合があります。</span></li></ul></div></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="4. ＜お取引項目数以外の特典条件＞" style="scroll-margin-top:0px">4. ＜お取引項目数以外の特典条件＞</h2></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">1.</span><span class="whitespace-pre-line">25歳未満のお客さま、当行発行のゴールドカード等をお持ちのお客さま、インターネット支店でローンのお借入があるお客さま、本サービス開始時点で当行発行クレジットカードへの入会後１年以内のお客さま等は、お取引項目数によりお受けになれる特典より多くの特典をお受けになれることがあります。特典の内容については店頭等にてお知らせします。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">2.</span><span class="whitespace-pre-line">本サービスへのお申込み後2か月間、初回特典として、手数料割引等の特典をお受けになれます。ただし、過去に本サービスのご利用があった場合は対象外となります。</span></li></ul></div></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="5. ＜特典＞" style="scroll-margin-top:0px">5. ＜特典＞</h2></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">1.</span><span class="whitespace-pre-line">特典の提供は、ご本人さまに対して、サービス申込店単位で行うこととします。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">2.</span><span class="whitespace-pre-line">本サービスにより提供する特典の内容やお客さまが特典を受けるために必要な項目数の条件、および提供時期・方法については、サービス申込店の店頭等にてお知らせします。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">3.</span><span class="whitespace-pre-line">次に定める場合には、一部の特典が受けられないことがあります。 （1）氏名や住所等届出事項に変更があったにもかかわらず、必要な変更手続きが行われていない場合 （2）お客さまの都合により当行からの連絡を不要とされている場合 （3）既に利用されているローンを延滞している場合</span></li></ul></div></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="6. ＜サービス開始時期＞" style="scroll-margin-top:0px">6. ＜サービス開始時期＞</h2><p class="mt-4 whitespace-pre-line">本サービスは、お客さまのお申込みに基づいてサービスを開始いたします。ただし、特典の種類によっては、お申込後当行で所定の登録手続を行った日より開始する場合があります。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="7. ＜サービスの変更・中止＞" style="scroll-margin-top:0px">7. ＜サービスの変更・中止＞</h2></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">1.</span><span class="whitespace-pre-line">（1）当行は、法令の定めにしたがい、お客さまの利益のために必要と認められるとき、または、その他相当の事由がある場合で、お客さまの契約目的に反せず、かつ変更の必要性、変更後の内容の相当性、その他変更にかかる事情に照らして、合理的な内容であるときに、本規定を変更することができます。 （2）前項による本規定の変更は、変更後の内容を当行ホームページへの公表その他適切な方法により公表し、公表の際に定める効力発生時期の到来により効力を生じるものとします。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">2.</span><span class="whitespace-pre-line">次に定める場合には、お客さまに通知することなく、本サービスを変更・中止できるものとします。 （1）当行所定の規定・規約等を履行されていない場合 （2）お取引項目数が0の状態が当行所定の期間を経過した場合 （3）サービス申込店でのお取引が解消になった場合 （4）その他相当の事由があると当行が判断した場合</span></li></ul></div></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="8. ＜サービスの解約＞" style="scroll-margin-top:0px">8. ＜サービスの解約＞</h2><p class="mt-4 whitespace-pre-line">お客さまが本サービスを解約する場合は、当行所定の書面により、サービス申込店に解約の通知を行うこととします。</p></div></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">以上</p></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">2023年10月2日現在</p></div><h2 class="mt-12 text-22px font-bold md:mt-14 md:text-28px">キャンペーン</h2><div class="mt-6"><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] py-12 md:py-14"><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">関連ブログ</h2><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">セミナー・イベント</h2><div class="w-full h-[calc(221px + 24px + 40px)] md:h-[calc(259px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">よくあるご質問</h2><div class="w-full min-h-auto"><div class="flex h-[92px] items-center justify-center"><p class="text-center">現在、「ちばぎん ひまわり宣言」利用規定に関連するよくあるご質問はございません</p></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:ml-0 md:text-28px md:tracking-[0.56px]">関連リンク</h2><div class="w-full h-[calc(170px + 24px + 40px)] md:h-[calc(186px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] pb-12 md:pb-14"><div class="mt-12 md:mt-14"><div class="grid gap-y-6"><h2 class="mt-6 text-22px font-bold 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href="https://www.chibabank.co.jp/contact_list" target="_self" class="group py-2 focus-ring-offset-0 hover:text-primary">お問い合わせ</a><a href="https://www.chibabank.co.jp/accessibility" target="_self" class="group py-2 focus-ring-offset-0 hover:text-primary">ウェブアクセシビリティ方針</a><a href="https://www.chibabank.co.jp/canvass" target="_self" class="group py-2 focus-ring-offset-0 hover:text-primary">千葉銀行の勧誘方針</a><a href="https://www.chibabank.co.jp/coi" target="_self" class="group py-2 focus-ring-offset-0 hover:text-primary">利益相反管理方針の概要</a><a href="https://www.chibabank.co.jp/laundering" target="_self" class="group py-2 focus-ring-offset-0 hover:text-primary">マネー・ローンダリング、テロ資金供与、拡散金融及びその他経済制裁違反防止に向けた管理の方針</a><a href="https://www.chibabank.co.jp/socialmedia_terms" target="_self" class="group py-2 focus-ring-offset-0 hover:text-primary">SNS利用規約</a><a href="https://www.chibabank.co.jp/stakeholder" target="_self" class="group py-2 focus-ring-offset-0 hover:text-primary">マルチステークホルダー方針</a><a 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判定期間：「有効期限月の翌月10日ご請求分」～「翌年の有効期限月の10日ご請求分」→適用期間：上記判定期間翌年の有効期限月の翌々月の1日から1年間\\nB.クレジットカード（DC）の場合 判定期間：「有効期限月の翌々月10日ご請求分」～「翌年の有効期限月の翌月10日ご請求分」→適用期間：上記判定期間翌年の有効期限月の3ヶ月後の1日から1年間\\nC.スーパーカード＜デビット＞の場合 判定期間：「有効期限月の前月16日」～「翌年の有効期限月の前月15日」のご利用分（ただし、ご利用店舗等の都合により翌年度の集計に含まれる場合があります。）→適用期間：上記判定期間翌年の有効期限月の翌々月の1日から1年間\\nD.TSUBASAちばぎんVisaデビットの場合 判定期間：有効期限にかかわらず1月～12月のご利用分※（ただし、ご利用店舗等の都合により翌年度の集計に含まれる場合があります。）→適用期間：上記判定期間の翌年4月1日から翌々年3月31日の1年間\\n※入会初年度は入会月～翌年12月のご利用分\"}]}],[\"$\",\"div\",\"8\",{\"className\":\"my-6\",\"children\":[\"$\",\"p\",null,{\"className\":\"whitespace-pre-line break-words text-base text-active\",\"children\":\"（4）給与振込または公的年金の自動受取\u2028次に定める「給与振込」または「公的年金の自動受取」のいずれか一方のお取引があること。\\nA.「給与振込」とは、「給与振込」として発信された振込または3ケ月連続かつ10万円以上の振込をサービス申込店の預金口座で受取られていること。\\nB.「公的年金の自動受取」とは、公的年金（国民年金・厚生年金等）として発信された振込をサービス申込店の預金口座で自動受取されていること。\"}]}],[\"$\",\"div\",\"9\",{\"className\":\"my-6\",\"children\":[\"$\",\"p\",null,{\"className\":\"whitespace-pre-line break-words text-base 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