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10 8 6.667 4.667"></path></svg><li aria-current="page" class="inline">長期固定金利型住宅ローン「フラット35」金利プラン</li></ol></nav></div><main><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px]"><div class="flex items-center gap-x-4 pb-8 pt-14"><div><h1 class="text-64px font-bold tracking-[1.28px]">長期固定金利型住宅ローン「フラット35」金利プラン</h1></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px]"><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご融資額が建設費・購入価額の9割以内の場合" style="scroll-margin-top:0px">ご融資額が建設費・購入価額の9割以内の場合</h2></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="手数料定額型" style="scroll-margin-top:0px">手数料定額型</h3></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column !w-1/2">金利</th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">手数料（税込）</th></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">2.140％ (お借入期間20年超)</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">33,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">1.750％ (お借入期間20年以内)</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">33,000円</td></tr></tbody></table></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="手数料定率型" style="scroll-margin-top:0px">手数料定率型</h3></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column !w-1/2">金利</th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">手数料（税込）</th></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">1.890％ (お借入期間20年超)</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">融資金額×2.20％</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">1.500％ (お借入期間20年以内)</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">融資金額×2.20％</td></tr></tbody></table></div></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご融資額が建設費・購入価額の9割超10割以内の場合" style="scroll-margin-top:0px">ご融資額が建設費・購入価額の9割超10割以内の場合</h2></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="手数料定額型" style="scroll-margin-top:0px">手数料定額型</h3></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column !w-1/2">金利</th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">手数料（税込）</th></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">2.250％ (お借入期間20年超)</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">33,000円</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">1.860％ (お借入期間20年以内)</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">33,000円</td></tr></tbody></table></div></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="手数料定率型" style="scroll-margin-top:0px">手数料定率型</h3></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column !w-1/2">金利</th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">手数料（税込）</th></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">2.000% (お借入期間20年超)</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">融資金額×2.20％</td></tr><tr><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell first-column !w-1/2">1.610％ (お借入期間20年以内)</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x !w-1/2">融資金額×2.20％</td></tr></tbody></table></div></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="50/50プラン" style="scroll-margin-top:0px">50/50プラン</h2></div></div></div><div class="my-6"><button class="block w-full cursor-pointer border-0 bg-transparent p-0 text-left outline-none"><div class="relative w-full overflow-hidden rounded-xl border border-solid border-borderInput"><img alt="" loading="lazy" width="0" height="0" decoding="async" data-nimg="1" class="h-auto w-full" style="color:transparent" sizes="100vw" srcSet="/_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FfstEWmLUzRdbyDzoYRDzBV&w=640&q=75 640w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FfstEWmLUzRdbyDzoYRDzBV&w=750&q=75 750w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FfstEWmLUzRdbyDzoYRDzBV&w=828&q=75 828w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FfstEWmLUzRdbyDzoYRDzBV&w=1080&q=75 1080w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FfstEWmLUzRdbyDzoYRDzBV&w=1200&q=75 1200w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FfstEWmLUzRdbyDzoYRDzBV&w=1920&q=75 1920w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FfstEWmLUzRdbyDzoYRDzBV&w=2048&q=75 2048w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FfstEWmLUzRdbyDzoYRDzBV&w=3840&q=75 3840w" src="/_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2FfstEWmLUzRdbyDzoYRDzBV&w=3840&q=75"/></div></button><p class="text-xs text-inactive line-clamp-3 mt-2 block whitespace-pre-line break-words">2025年9月 お借入時の適用金利</p></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="50/50プランのご留意事項" style="scroll-margin-top:0px">50/50プランのご留意事項</h3><p class="mt-2 whitespace-pre-line">●住宅用土地を購入し、その土地上に住宅を建設する場合、当該土地の購入資金と住宅の建設資金をあわせて、同一の住宅の建設または購入資金とみなすことができるものとします。 ●50/50プランは、手数料定額型のみのお取り扱いとなります。 ●現在ご利用中の住宅ローンからのお切り替えにはご利用いただけません。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="50/50プランの対象となる住宅ローン" style="scroll-margin-top:0px">50/50プランの対象となる住宅ローン</h3></div></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">●ちばぎん長期固定金利型住宅ローン（※）</h4><p class="mt-2 whitespace-pre-line">最長35年の長期固定金利</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※住宅金融支援機構「フラット35」の千葉銀行の商品名です。</p></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/kojin/loan/housing/lineup/other/flat35/" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">商品詳細はこちら</a></span></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">●選べる住宅ローンベストチョイス21</h4><p class="mt-2 whitespace-pre-line">さまざまなマイホーム資金にお応えいたします。金利割引プランと併用可能です。</p></div></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/kojin/loan/housing/lineup/" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">商品詳細はこちら</a></span></div><div class="my-6"><div class="flex w-full rounded-lg bg-white p-4 border border-solid border-borderDarkGray"><details class="w-full"><summary class="flex cursor-pointer select-none list-none focus-ring-offset-0 [&::-webkit-details-marker]:hidden"><div class="flex w-full cursor-pointer justify-between focus-ring-offset-0"><div class="flex w-full items-center"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 20 20" class="mr-2 size-5 shrink-0"><circle cx="10" cy="10" r="7.5" stroke="#D53F50" stroke-width="1.5"></circle><path fill="#D53F50" fill-rule="evenodd" d="M11 6.667a1 1 0 1 0-2 0v3.75a1 1 0 1 0 2 0zM10 13a1 1 0 1 0 0 2 1 1 0 0 0 0-2" clip-rule="evenodd"></path></svg><p>ご留意事項</p></div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="ml-2 flex-none self-center size-6"><path stroke="#D53F50" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m7 11.5 5 5 5-5"></path></svg></div></summary><div class="h-0 overflow-hidden transition-[height,opacity] duration-100 ease-in-out"><div class="w-full border-collapse bg-white"><p class="mt-6 whitespace-pre-wrap text-sm">・お借入金利は、お申込時ではなく実際にお借り入れいただく日の適用金利となり、お申込時の金利と異なることがございます。 ・金利は毎月見直しを行います。 ・金融情勢などによっては、内容を見直したり、中止する場合がございます。 ・お申込に際しては当行ならびに住宅金融支援機構所定の審査をさせていただきます。審査の結果によっては、ご希望に添いかねる場合もございますのでご了承ください。 ・返済額の試算は店頭にて承ります。 ・金融情勢などによっては、内容を見直したり、中止する場合がございます。 ・表示金利は、一般団体信用生命保険にご加入する場合の適用金利です。3大疾病付団体信用生命保険の場合は表示金利＋0.24％、連生団信の場合は＋0.18％となります。</p></div></div></details></div></div><div class="mb-6 mt-12 md:mt-14"><div style="height:212.8px"><div class="absolute right-0 mx-[calc(50%-(100dvw-var(--scrollbar-width,0px))/2)] w-dvw-no-sb"><div class="rounded-br-[32px] rounded-tl-[32px] bg-primary px-6 py-12 md:px-4 md:py-14"><div class="mx-auto md:flex md:max-w-[960px] md:items-center md:gap-14"><h2 class="break-all text-26px font-bold text-white md:flex-1 md:text-36px">お申込はこちら</h2><div class="mt-12 md:mt-0 md:flex-1"><div class=""><h3 class="break-all text-base font-bold text-white">住宅ローンのお申込・ご相談・シミュレーション</h3><div class="flex flex-col gap-6 mt-6"><a class="flex justify-center items-center gap-x-2 border bg-white border-solid border-borderDarkGray text-primary hover:border-primary font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all bg-white" href="https://form.chibabank.co.jp/pre_house_loan/top"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">ネットで事前審査<svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="pointer-events-none ml-1 inline-block size-6 align-sub"><path fill="#D53F50" fill-rule="evenodd" d="M13.773 4a.75.75 0 0 0 0 1.5h3.666l-.443.443-5.58 5.579-.014.015-.932.933a.75.75 0 0 0 1.06 1.06l6.527-6.527.443-.442v3.666a.75.75 0 0 0 1.5 0V4.75a.75.75 0 0 0-.75-.75zM4 7.25a.75.75 0 0 0-.75.75v12c0 .414.336.75.75.75h12a.75.75 0 0 0 .75-.75v-6a.75.75 0 0 0-1.5 0v5.25H4.75V8.75H10a.75.75 0 0 0 0-1.5z" clip-rule="evenodd"></path></svg></span></span></a><a class="flex justify-center items-center gap-x-2 text-white bg-primary hover:bg-[#D53F50B2] font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all border border-solid border-white hover:bg-[#E27985]" href="https://www.chibabank.co.jp/kojin/loan/housing/tool/"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">住宅ローンシミュレーション</span></span></a><a class="flex justify-center items-center gap-x-2 text-white bg-primary hover:bg-[#D53F50B2] font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all border border-solid border-white hover:bg-[#E27985]" href="https://www.chibabank.co.jp/kojin/reservation/notes/"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">来店予約</span></span></a></div></div><div class="mt-12"><h3 class="break-all text-base font-bold text-white">住宅ローンに関する資料はこちら</h3><div class="flex flex-col gap-6 mt-6"><a class="flex justify-center items-center gap-x-2 border bg-white border-solid border-borderDarkGray text-primary hover:border-primary font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all bg-white" href="https://www.chibabank.co.jp/kojin/loan/housing/documents/"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">パンフレットダウンロード</span></span></a></div></div></div></div></div></div></div></div><h2 class="mt-12 text-22px font-bold md:mt-14 md:text-28px">キャンペーン・プラン</h2><div class="mt-6"><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] py-12 md:py-14"><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">関連ブログ</h2><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">セミナー・イベント</h2><div class="w-full h-[calc(221px + 24px + 40px)] md:h-[calc(259px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">よくあるご質問</h2><div class="w-full min-h-auto"><div class="flex h-[92px] items-center justify-center"><p class="text-center">現在、長期固定金利型住宅ローン「フラット35」金利プランに関連するよくあるご質問はございません</p></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:ml-0 md:text-28px md:tracking-[0.56px]">関連リンク</h2><div class="w-full h-[calc(170px + 24px + 40px)] md:h-[calc(186px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] pb-12 md:pb-14"><div class="mt-12 md:mt-14"><div class="grid gap-y-6"><h2 class="mt-6 text-22px font-bold tracking-[0.02em] md:mt-8 md:text-28px">この記事をシェア</h2><div class="flex gap-x-4"><a href="https://social-plugins.line.me/lineit/share?url=https://www.chibabank.co.jp/kojin/services/loan/housing/housing_kinri_plan/kinri_flat35" target="_blank" rel="noopener noreferrer"><svg 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