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self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services/loan/other_loan">その他のローン</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="page" class="inline">金利選択型アパートローン</li></ol></nav></div><main><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px]"><div class="flex items-center gap-x-4 pb-8 pt-14"><div><h1 class="text-64px font-bold tracking-[1.28px]">金利選択型アパートローン</h1><p class="mt-6">賃貸物件の新築・購入・増改築にご利用いただけます。</p></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px]"><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="特徴" style="scroll-margin-top:0px">特徴</h2></div></div></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="POINT 1" style="scroll-margin-top:0px">POINT 1</h2><p class="mt-4 whitespace-pre-line">「固定金利」「変動金利」をご自由に選択できます。</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※固定金利ご利用中は適用期間満了後となります。 ※固定金利の期間は3年・5年・10年のいずれかとなります。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="POINT 2" style="scroll-margin-top:0px">POINT 2</h2><p class="mt-4 whitespace-pre-line">お借入期間中、「変動金利」「固定金利」2つのタイプをご自由にご変更できます。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="POINT 3" style="scroll-margin-top:0px">POINT 3</h2><p class="mt-4 whitespace-pre-line">団体信用生命保険にご加入いただくことができますので、万が一のときもご安心です。</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※保険料は当行が負担いたします。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご利用いただける方" style="scroll-margin-top:0px">ご利用いただける方</h2></div><p class="mt-4 whitespace-pre-line">次の条件をすべて満たす個人のお客さま</p></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">貸出時の年齢が満18歳以上の方（※1）</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">原則として安定した収入がある方</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">ちばぎん保証株式会社の保証を受けられる方</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">複数の賃貸用不動産を所有していない方 （※2）</span></li></ul></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※1 団体信用生命保険を付保する場合は、貸出時の年齢が満18歳以上満70歳未満の方 ※2 今回のお借入れで購入する賃貸用不動産も含む</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="資金使途" style="scroll-margin-top:0px">資金使途</h2></div><p class="mt-4 whitespace-pre-line">賃貸を目的とした物件に関する次の資金にご利用いただけます。</p></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">１.</span><span class="whitespace-pre-line">アパート、貸家、賃貸マンションなどの新築、購入（中古物件を含む）、増改築資金</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">２.</span><span class="whitespace-pre-line">賃貸用店舗、事務所など建物の新築、購入（中古物件を含む）、増改築資金</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">３.</span><span class="whitespace-pre-line">上記の物件取得に伴う付帯設備工事、火災保険料、保証料、分割貸出期間・元金据置期間の利息などの諸費用</span></li></ul></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="お借入期間・お借入金額・お借入単位" style="scroll-margin-top:0px">お借入期間・お借入金額・お借入単位</h2></div><p class="mt-4 whitespace-pre-line">以下のとおりです。</p></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">お借入期間</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">1年以上 35年以内（1年単位、分割貸出期間・元金据置期間を含む）（※1）</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">お借入金額</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">1億円以内</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">お借入単位</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">10万円単位</td></tr></tbody></table></div></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※1 団体信用生命保険を付保する場合は、最終返済時の年齢は 満75歳未満とします。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="お借入方法" style="scroll-margin-top:0px">お借入方法</h2></div><p class="mt-4 whitespace-pre-line">一括または分割してのお借入れとなります。お借入金はご指定の預金口座へのご入金により交付します。なお、分割貸出の場合は、次の条件とします。</p></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">分割借入期間は1年以内で、分割回数は3回以内とし、その間は元金返済を据え置くものとします。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">最終回分割借入を除く第1回・第2回分割借入の総額は、土地の担保価格以内とします。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">最終回分割借入後第1回元利金返済日までの期間は1カ月超とします。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">分割借入期間中は変動金利とします。</span></li></ul></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご返済方法" style="scroll-margin-top:0px">ご返済方法</h2></div><p class="mt-4 whitespace-pre-line">お借入期間に応じてお借入金額を次の方法で分割し、第1回返済日以後1カ月毎の応当日（約定返済日）に、ご指定の預金口座から自動振替により、利息とともにご返済いただきます。</p></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">元利均等毎月返済</span></li></ul></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご返済額" style="scroll-margin-top:0px">ご返済額</h2></div><p class="mt-4 whitespace-pre-line">以下のとおりです。なお、最終返済日に未払利息がある場合は、残存元金とともに一括してご返済いただきます。</p></div></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">変動金利をご選択の場合</h4><p class="mt-2 whitespace-pre-line">ご選択時の適用利率により計算した返済額を5年間は変更しません（当該期間中に適用利率が変動した場合は、返済額の中で返済元金と利息を調整します）。 以後5年毎に新利率により返済額を再計算のうえ変更します（従前の返済額の1.25倍を上限とします）。</p></div></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">固定金利をご選択の場合</h4><p class="mt-2 whitespace-pre-line">ご選択時の適用利率により計算した返済額を固定金利期間中は変更しません。 当該期間の終了時に新利率（変動金利、固定金利のいずれかをご選択ください）により返済額を再計算のうえ変更します。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご利息" style="scroll-margin-top:0px">ご利息</h2></div><p class="mt-4 whitespace-pre-line">以下のとおりです。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="適用利率" style="scroll-margin-top:0px">適用利率</h3><p class="mt-2 whitespace-pre-line">お借入時の当行所定の利率を所定の期間について適用します。 変動金利または固定金利（適用期間3年、5年、7年、10年）よりご選択いただけます。 ただし、適用期間10年の固定金利は貸出当初に限りご選択いただけます。</p></div></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">変動金利をご選択の場合</h4><p class="mt-2 whitespace-pre-line">毎年4月1日、10月1日のローン基準金利を指標とする利率変更方法により、年2回、6月、12月の約定返済日の翌日から適用利率が変動します。 なお、毎月の約定返済日にいつでも、変動金利から固定金利（3年、5年、7年）に変更することができます （条件変更手数料が別途必要となります）。</p></div></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">固定金利をご選択の場合</h4><p class="mt-2 whitespace-pre-line">固定金利をご選択の場合は、ご選択時の適用利率を固定金利期間終了時まで適用します。 なお、当該期間の終了時には、変動金利または固定金利（3年、5年、7年）をご選択いただけます（3営業日前までに銀行にお申し出ください）。 ＜固定金利を再度ご選択の場合＞ 従前の固定金利期間終了日の当行所定の利率を翌日から適用します。 ＜固定金利を再度ご選択する旨のお申し出がない場合＞ 変動金利をご選択したものとして、固定金利期間終了日直前の4月1日または10月1日のローン基準金利を指標とする利率を翌日から適用します（以後のお取扱いは、変動金利をご選択の場合に準じます）。</p></div></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/kinri/kinri.html" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">金利一覧はこちら</a></span></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/kojin/loan/housing/first/choice/kinri.html" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">金利選択型のしくみについてはこちら</a></span></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="受入方法" style="scroll-margin-top:0px">受入方法</h3><p class="mt-2 whitespace-pre-line">約定返済日にご指定の預金口座から自動振替により、返済元金とともに受け入れます。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="計算方法" style="scroll-margin-top:0px">計算方法</h3><p class="mt-2 whitespace-pre-line">付利単位を1円、1年を12カ月とした月割により計算します。 ただし、次の場合は1年を365日とした日割により計算します。</p></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">お借入日から第1回返済日までの期間が1カ月未満の場合の約定利息</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">繰上返済の場合の未払利息</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">遅延損害金</span></li></ul></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="金利情報" style="scroll-margin-top:0px">金利情報</h3><p class="mt-2 whitespace-pre-line">最新の金利情報は以下をご確認ください。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="保証人、担保" style="scroll-margin-top:0px">保証人、担保</h2></div><p class="mt-4 whitespace-pre-line">●ちばぎん保証株式会社の保証とします（保証料が別途必要となります）。また、次に該当する場合は保証人が別途必要となります。</p></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">所得合算をする場合は、ちばぎん保証株式会社に対してその方が連帯保証人となります。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">物件を共有または別途に担保提供する場合は、ちばぎん保証株式会社に対してその方が物上保証人となります。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">団体信用生命保険を付保しない場合は、必要に応じて当行および保証会社に対し、法定相続人1名以上を連帯保証人とします。</span></li></ul></div></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">●原則として融資対象物件を担保とし、ちばぎん保証株式会社が第1順位の抵当権を設定登記します（住宅金融支援機構の直接融資等公的融資を併用する場合は、当該融資の抵当権の後順位とします）。 ●敷地に抵当権を設定しない場合などにおいては、お借入対象となる建物に長期火災保険を付保していただき保険金請求権にちばぎん保証株式会社を質権者とする第1順位の質権を設定します。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="手数料・保証料" style="scroll-margin-top:0px">手数料・保証料</h2></div><p class="mt-4 whitespace-pre-line">お借入時に所定の事務取扱手数料及び保証料が別途必要となります。</p></div></div><div class="my-6"><div><h4 class="font-bold">事務取扱手数料</h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">銀行事務取扱手数料 ＜お借入金額が500万円以下の場合＞</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">33,000円（税込）</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">銀行事務取扱手数料 ＜お借入金額が500万円超の場合＞</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">55,000円（税込）</td></tr></tbody></table></div></div></div><div class="my-6"><div><h4 class="font-bold">保証料</h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">ご利用期間</th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x">保証料金額</th></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">5年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">4,580円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">10年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">8,544円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">15年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">11,982円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">20年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">14,834円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">25年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">17,254円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">30年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">19,137円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">35年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">20,688円</td></tr></tbody></table></div></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※お借入金額100万円あたりの金額です。</p></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">変動金利から固定金利への変更及びその他返済条件を変更する場合は、条件変更手数料 33,000円（消費税含） が別途必要となります。</p></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※内入を伴わない期間短縮の場合は、ちばぎん保証株式会社より残高・残存期間に応じて保証料をお戻しいたしますが、保証料返還事務手数料3,300円（消費税含）が別途必要となります。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="繰上返済のお取り扱い" style="scroll-margin-top:0px">繰上返済のお取り扱い</h2></div><p class="mt-4 whitespace-pre-line">最終返済日前に全額または一部を繰上返済する場合は、前回返済日から繰上返済日までの日数に応じた未払利息とともに、繰上返済元金を受入れます。ただし、固定金利期間中の全額または一部の繰上返済は原則としてできません。 最終返済日前に繰上返済する場合は、次の繰上返済手数料（消費税含）が別途必要となります。</p></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column"></th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x">変動金利期間中</th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x">固定金利期間 終了時</th></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">一部繰上返済</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">33,000円</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">33,000円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">全額繰上返済</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">33,000円</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">33,000円</td></tr></tbody></table></div></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※繰上返済いただいた場合、ちばぎん保証（株）より残高・残存期間に応じて保証料をお戻しいたしますが、保証料返還事務手数料＜一部：5,500円（消費税含）、全額：11,000円（消費税含）＞が別途必要となります。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="団体信用生命保険" style="scroll-margin-top:0px">団体信用生命保険</h2></div><p class="mt-4 whitespace-pre-line">お客さまのご希望により、加入者が、死亡または所定の高度障害状態になられたとき、保険金によりローンの残額が返済される団体信用生命保険に加入していただきます（※）。 （保険料は当行が負担いたします）</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※団体信用生命保険の詳細については、加入申込書兼告知書に添付されている「契約概要」「注意喚起情報」「正しく告知いただくために」および加入申込書兼告知書の裏面をご覧ください。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="付加できる特約事項" style="scroll-margin-top:0px">付加できる特約事項</h2></div><p class="mt-4 whitespace-pre-line">毎月のご返済額について、元利均等返済額を下限として任意にご指定いただける返済額指定方式のお取り扱いが可能です （条件変更手数料が別途必要となります）。</p></div></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/kojin/loan/housing/lineup/option/repayment/" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">返済額指定方式についてはこちら</a></span></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="元金据置期間" style="scroll-margin-top:0px">元金据置期間</h2></div><p class="mt-4 whitespace-pre-line">元金据置も可能です。元金据置期間は次のとおりとします。 ＜一括借入の場合＞ 借入日から6か月以内（1か月単位） ＜分割借入の場合＞ 最終借入日から6か月以内（1か月単位）かつ分割借入期間を含め1年以内</p></div></div><div class="mb-6 mt-12 md:mt-14"><div style="height:212.8px"><div class="absolute right-0 mx-[calc(50%-(100dvw-var(--scrollbar-width,0px))/2)] w-dvw-no-sb"><div class="rounded-br-[32px] rounded-tl-[32px] bg-primary px-6 py-12 md:px-4 md:py-14"><div class="mx-auto md:flex md:max-w-[960px] md:items-center md:gap-14"><h2 class="break-all text-26px font-bold text-white md:flex-1 md:text-36px">お申込はこちら</h2><div class="mt-12 md:mt-0 md:flex-1"><div class=""><h3 class="break-all text-base font-bold text-white">住宅ローンのお申込・ご相談・シミュレーション</h3><div class="flex flex-col gap-6 mt-6"><a class="flex justify-center items-center gap-x-2 border bg-white border-solid border-borderDarkGray text-primary hover:border-primary font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all bg-white" href="https://www.chibabank.co.jp/kojin/loan/housing/tool/"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">住宅ローンシミュレーション</span></span></a><a class="flex justify-center items-center gap-x-2 text-white bg-primary hover:bg-[#D53F50B2] font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all border border-solid border-white hover:bg-[#E27985]" href="https://www.chibabank.co.jp/kojin/reservation/notes/"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">来店予約</span></span></a></div></div><div class="mt-12"><h3 class="break-all text-base font-bold text-white">住宅ローンに関する資料はこちら</h3><div class="flex flex-col gap-6 mt-6"><a class="flex justify-center items-center gap-x-2 border bg-white border-solid border-borderDarkGray text-primary hover:border-primary font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all bg-white" href="https://www.chibabank.co.jp/kojin/loan/housing/documents/"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">パンフレットダウンロード</span></span></a></div></div></div></div></div></div></div></div><div class="my-6"><div class="flex w-full rounded-lg bg-white p-4 border border-solid border-borderDarkGray"><details class="w-full"><summary class="flex cursor-pointer select-none list-none focus-ring-offset-0 [&::-webkit-details-marker]:hidden"><div class="flex w-full cursor-pointer justify-between focus-ring-offset-0"><div class="flex w-full items-center"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 20 20" class="mr-2 size-5 shrink-0"><circle cx="10" cy="10" r="7.5" stroke="#D53F50" stroke-width="1.5"></circle><path fill="#D53F50" fill-rule="evenodd" d="M11 6.667a1 1 0 1 0-2 0v3.75a1 1 0 1 0 2 0zM10 13a1 1 0 1 0 0 2 1 1 0 0 0 0-2" clip-rule="evenodd"></path></svg><p>ご留意事項</p></div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="ml-2 flex-none self-center size-6"><path stroke="#D53F50" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m7 11.5 5 5 5-5"></path></svg></div></summary><div class="h-0 overflow-hidden transition-[height,opacity] duration-100 ease-in-out"><div class="w-full border-collapse bg-white"><p class="mt-6 whitespace-pre-wrap text-sm">・ご利用いただくためには、当行所定の審査が必要となります。 ・審査の結果によっては、ご希望に添いかねることもございますので、あらかじめご了承ください。 ・返済額の試算をご希望の場合は、窓口にお申し付けください。</p></div></div></details></div></div><h2 class="mt-12 text-22px font-bold md:mt-14 md:text-28px">キャンペーン</h2><div class="mt-6"><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] py-12 md:py-14"><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">関連ブログ</h2><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">セミナー・イベント</h2><div class="w-full h-[calc(221px + 24px + 40px)] md:h-[calc(259px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">よくあるご質問</h2><div class="w-full min-h-auto"><div class="flex h-[92px] items-center justify-center"><p class="text-center">現在、金利選択型アパートローンに関連するよくあるご質問はございません</p></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:ml-0 md:text-28px md:tracking-[0.56px]">関連リンク</h2><div class="w-full h-[calc(170px + 24px + 40px)] md:h-[calc(186px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] pb-12 md:pb-14"><div class="mt-12 md:mt-14"><div class="grid gap-y-6"><h2 class="mt-6 text-22px font-bold tracking-[0.02em] md:mt-8 md:text-28px">この記事をシェア</h2><div class="flex gap-x-4"><a href="https://social-plugins.line.me/lineit/share?url=https://www.chibabank.co.jp/kojin/services/loan/other_loan/apartment_outline" target="_blank" rel="noopener noreferrer"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="size-6"><path fill="#04C755" fill-rule="evenodd" d="M11.975 11.229c-.047.521 0 1.233 0 1.773 0 .284.048.597-.095.806a.48.48 0 0 1-.6.17c-.237-.094-.313-.255-.313-.587V9.854c0-.313.095-.474.314-.57.333-.122.504.077.618.238.171.209 1.806 2.465 1.883 2.532v-1.792c0-.285-.029-.617.095-.787.114-.162.399-.304.646-.143.219.143.257.313.257.636v2.645c0 .588.142 1.261-.38 1.394-.286.076-.476-.114-.571-.265zm4.497 1.783c.333.018.713 0 1.046 0 .38 0 .6-.02.78.236.19.285.019.588-.19.693-.238.123-1.598.066-1.968.066-.333 0-.571-.076-.647-.36-.048-.17-.029-3.935 0-4.05.095-.284.285-.35.665-.35h1.027c.286 0 .713-.047.932.066.219.114.314.408.162.693-.143.256-.428.218-.79.218h-1.017v.872c.552.028 1.455-.076 1.693.114.332.284.19.683-.02.787-.256.161-1.235.076-1.682.095v.92zm-9.555.018c.333-.018.665 0 .98 0 .332 0 .598-.028.779.171.161.19.161.54-.029.692-.19.171-.494.143-.789.143h-.97c-.332 0-.599.028-.808-.124-.219-.17-.162-.455-.162-.787v-2.863c0-.313-.047-.636.124-.825.162-.171.495-.209.694-.029.219.19.171.427.171.778v2.844zm2.681-3.736c.238-.094.428.02.542.143.143.16.124.36.124.597v2.883c0 .521.095.92-.352 1.071a.5.5 0 0 1-.523-.142c-.124-.142-.124-.35-.124-.588v-2.864c-.019-.521-.114-.938.333-1.1m1.645-5.452c-1.902.161-3.775.692-5.277 1.726-.428.284-.932.683-1.303 1.024-.19.17-.38.398-.541.597l-.257.332c-.048.067-.095.095-.124.161-1.217 1.679-1.55 3.717-.95 5.756.218.778.789 1.773 1.359 2.39.067.066.076.114.124.17l.732.693c.304.237.17.19.504.398.161.095.209.17.332.256l.523.313c.22.161.286.19.57.332.742.35 1.19.569 2.121.787.447.095 1.635.313 1.883.426a.76.76 0 0 1 .313.256c.22.332.02 1.205-.047 1.546-.067.332-.171.787.257.806.285.02.684-.17.884-.284l3.042-1.897c.19-.123.267-.218.314-.237.19-.114.932-.635 1.103-.787.304-.284.257-.209.57-.446.096-.075.067-.094.143-.16.21-.143.637-.475.79-.636.066-.067.113-.076.16-.142.163-.209.4-.351.733-.73.066-.076.095-.067.143-.124l.266-.313c.142-.218.095-.142.266-.313.219-.256.38-.54.475-.663.21-.285.495-.806.637-1.12.238-.568.447-1.213.495-1.848.095-1.347-.21-2.74-.827-3.765l-.314-.521a9 9 0 0 0-.932-1.11c-2.025-2.095-5.286-3.091-8.167-2.873" 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