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href="/">ホーム</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services">個人：商品・サービス</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path stroke="#282C2E" stroke-linecap="round" stroke-linejoin="round" stroke-opacity="0.66" stroke-width="1.5" d="M6.667 11.333 10 8 6.667 4.667"></path></svg><li aria-current="false" class="inline"><a class="hover:text-primary" href="/kojin/services/loan">ローン</a></li><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16" width="1em" height="1em" class="mb-1 mr-1 inline size-4 self-center"><path 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/_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2Fwq9YoreaPjTeQYKkHc6Vwi&w=96&q=75 96w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2Fwq9YoreaPjTeQYKkHc6Vwi&w=128&q=75 128w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2Fwq9YoreaPjTeQYKkHc6Vwi&w=256&q=75 256w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2Fwq9YoreaPjTeQYKkHc6Vwi&w=384&q=75 384w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2Fwq9YoreaPjTeQYKkHc6Vwi&w=640&q=75 640w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2Fwq9YoreaPjTeQYKkHc6Vwi&w=750&q=75 750w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2Fwq9YoreaPjTeQYKkHc6Vwi&w=828&q=75 828w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2Fwq9YoreaPjTeQYKkHc6Vwi&w=1080&q=75 1080w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2Fwq9YoreaPjTeQYKkHc6Vwi&w=1200&q=75 1200w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2Fwq9YoreaPjTeQYKkHc6Vwi&w=1920&q=75 1920w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2Fwq9YoreaPjTeQYKkHc6Vwi&w=2048&q=75 2048w, /_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2Fwq9YoreaPjTeQYKkHc6Vwi&w=3840&q=75 3840w" src="/_next/image?url=https%3A%2F%2Fchiba-bank-prd.imagewave.pictures%2Fwq9YoreaPjTeQYKkHc6Vwi&w=3840&q=75"/></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px]"><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">長期間固定金利で、安心した返済計画を立てることができる住宅ローンです。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="特徴" style="scroll-margin-top:0px">特徴</h2></div></div></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="POINT 1" style="scroll-margin-top:0px">POINT 1</h2><p class="mt-4 whitespace-pre-line">連名でお借入れが可能です。 お二人のお借入れですが、1つのローンのため保証料や手数料は1件分です。 お借入人お二人ともが、住宅借入金等特別控除を利用できます。</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※1 戸籍上の夫婦のほかに、LGBTの同性ペアなどの事実婚の関係にあるお二人、ご親族同士が対象になります。 ※2 住宅借入金などの特別控除詳細につきましては、お近くの税務署または国税庁ホームページなどでご確認ください。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><h2 class="text-22px font-bold md:text-28px" id="POINT 2" style="scroll-margin-top:0px">POINT 2</h2><p class="mt-4 whitespace-pre-line">安心の「連生がん団信」「連生団信」が付いてきます。 お借入人のどちらかが、団信の所定の保険金支払事由に該当した場合、住宅ローン残高が0円になります。住宅ローン支払いの負担は残りません。</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※「連生がん団信」の場合0.35％、「連生団信」の場合0.20％が、金利に上乗せになります。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご利用いただける方" style="scroll-margin-top:0px">ご利用いただける方</h2></div><p class="mt-4 whitespace-pre-line">お借入人それぞれが次の条件をすべて満たす個人のお客さま（※）</p></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">お借入れ時の年齢が満18歳以上満70歳未満（連生がん団信利用の場合は満51歳未満）で、最終ご返済時の年齢が満80歳未満である方</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">安定継続した収入がある方</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">原則として、ちばぎん保証株式会社の保証を受けられる方</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">「連生団信」または「連生がん団信」に加入できる方</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">戸籍上の夫婦の方、事実婚の関係にある二人、またはご親族同士</span></li></ul></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※事実婚には異性ペアのほかに、LGBTの同性ペアの場合を含みます。また、親族の範囲は、3親等以内の傍系血族（兄弟姉妹・叔父姪など）とします。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="資金使途" style="scroll-margin-top:0px">資金使途</h2></div><p class="mt-4 whitespace-pre-line">本人居住の住宅に関する次の資金にご利用いただけます。</p></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">１．</span><span class="whitespace-pre-line">住宅新築資金</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">２．</span><span class="whitespace-pre-line">土地付住宅購入資金（中古物件を含む）</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">３．</span><span class="whitespace-pre-line">マンション等の集合住宅購入資金（中古物件を含む）</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">４．</span><span class="whitespace-pre-line">住宅用土地購入資金</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">５．</span><span class="whitespace-pre-line">増改築資金、改装・補修資金（マンションの共用部分の修繕工事負担金を含む）</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">６．</span><span class="whitespace-pre-line">住宅取得または増改築に伴う次の資金</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">システムキッチン、ユニットバス設置などの住宅関連設備資金</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">外溝、植栽、門塀、造園、車庫などのエクステリア資金</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">照明器具、家具・家電製品などのインテリア資金</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">解体工事費、給排水工事費、造成工事費など</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">住宅取得に伴う税金（消費税、登録免許税など）</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">住宅取得に伴う諸費用（登記費用、引越費用、不動産仲介手数料など）</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">お借入れに伴う諸費用（保証料・事務取扱手数料、火災保険料、担保関係費用など）</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">他金融機関からの住宅関連融資のお借換資金</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">現在居住している住宅の借入残高と売却価格の差額および売却に伴う諸費用</span></li></ul></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="お借入期間・お借入金額・お借入単位" style="scroll-margin-top:0px">お借入期間・お借入金額・お借入単位</h2></div><p class="mt-4 whitespace-pre-line">以下のとおりです。</p></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">お借入期間</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">・1年以上 40年以内（1年単位・据置期間を含む）（※1） ・据置期間は、お借入当初最長1年間（※2） ・借地上の建物の場合は、借地契約期間内で40年以内</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">お借入金額</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">3億円以内</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">お借入単位</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">10万円単位</td></tr></tbody></table></div></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※1 最終返済時の年齢は満80歳未満とします。 ※2 出産・育児休業の場合最長2年間となります。出産・育児休業時は子1人あたり1回、介護休業時はお借入中1回に限ります。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="お借入方法" style="scroll-margin-top:0px">お借入方法</h2></div><p class="mt-4 whitespace-pre-line">お借入金はご指定の預金口座へのご入金により交付いたします。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご返済方法" style="scroll-margin-top:0px">ご返済方法</h2></div><p class="mt-4 whitespace-pre-line">貸出期間に応じて貸出金額を以下の方法で分割し、第1回返済日以後1カ月毎の応当日（約定返済日）に、指定預金口座から自動振替により、利息とともにご返済いただきます。</p></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">１．</span><span class="whitespace-pre-line">元利均等毎月返済</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(2ch, auto) 1fr"><span class="justify-self-end">２．</span><span class="whitespace-pre-line">ボーナス時増額返済併用（年2回、1月と7月、2月と8月、6月と12月のいずれかに増額返済） ただし、ボーナス時増額返済による返済元金総額は、お借入金額の50％以内（10万円単位 ）とします。</span></li></ul></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="ご返済額" style="scroll-margin-top:0px">ご返済額</h2></div><p class="mt-4 whitespace-pre-line">以下のとおりです。 最終返済日に未払利息がある場合は、残存元金とともに一括してご返済いただきます。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="変動金利をご選択の場合" style="scroll-margin-top:0px">変動金利をご選択の場合</h3><p class="mt-2 whitespace-pre-line">ご選択時の適用利率により計算した返済額を5年間は変更しません（当該期間中に適用利率が変動した場合は、返済額の中で返済元金と利息を調整します）。 以後5年毎に新利率により返済額を再計算のうえ変更します（従前の返済額の1.25倍を上限とします）。 ただし、ボーナス時増額返済を併用の場合は、増額返済月の翌月から変更します。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="固定金利をご選択の場合" style="scroll-margin-top:0px">固定金利をご選択の場合</h3><p class="mt-2 whitespace-pre-line">ご選択時の適用利率により計算した返済額を固定金利期間中は変更しません。 当該期間の終了時に新利率（変動金利、固定金利のいずれかをご選択ください）により返済額を再計算のうえ変更します。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="利息" style="scroll-margin-top:0px">利息</h2></div><p class="mt-4 whitespace-pre-line">以下のとおりです。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="適用利率" style="scroll-margin-top:0px">適用利率</h3><p class="mt-2 whitespace-pre-line">お借入れ時の店頭表示の利率を所定の期間について適用いたします。</p></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">金利選択型 変動金利または固定金利（適用期間2年、3年、5年、7年、10年、15年、20年）よりご選択 ただし、適用期間10年、15年、20年の固定金利はお借入れ当初に限りご選択いただけます。</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">全期間固定金利型 お借入期間が35年以内の場合にご選択いただけます。また、お借入期間中、適用利率は変更しません。</span></li></ul></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="変動金利をご選択の場合" style="scroll-margin-top:0px">変動金利をご選択の場合</h3><p class="mt-2 whitespace-pre-line">ご選択後は毎年4月1日、10月1日のローン基準金利を指標とする利率変更方法により、年2回、6月、12月の約定返済日の翌日から適用利率が変動します。ただし、ボーナス時増額返済を併用の場合は、増額返済日の翌日から変動します。 なお、毎月の約定返済日にいつでも、変動金利から固定金利（2年、3年、5年、7年）に変更することができます。 （条件変更手数料が別途必要となります）</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="固定金利をご選択した場合" style="scroll-margin-top:0px">固定金利をご選択した場合</h3><p class="mt-2 whitespace-pre-line">選択時の適用利率を固定金利期間終了時まで適用いたします。 なお、当該期間の終了時には、変動金利または固定金利（2年、3年、5年、7年）をご選択できます。3営業日前までに銀行にお申し出ください。</p></div></div><div class="my-6"><div class=""><h4 class="font-bold" style="scroll-margin-top:undefinedpx">固定金利を再度お選びの場合</h4><p class="mt-2 whitespace-pre-line">固定金利を再度お選びの場合は、従前の固定金利期間終了日の店頭表示の利率を翌日から適用いたします。 固定金利を再度お選びいただく旨のお申し出がない場合は、変動金利をお選びいただいたものとして、固定金利期間終了日直前の4月1日または10月1日のローン基準金利を指標とする利率を翌日から適用いたします（以後のお取り扱いは、変動金利をお選びいただいた場合に準じます）。</p></div></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/kojin/services/loan/housing/housing_basics/housing_kinri_choice" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">金利選択型の仕組みについて</a></span></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="受入方法" style="scroll-margin-top:0px">受入方法</h3><p class="mt-2 whitespace-pre-line">約定返済日に指定預金口座から自動振替により、返済元金とともに受け入れます。 金利選択のお申出により適用利率を変更する場合は、ボーナス時増額返済の未払利息は分かち計算により、次回増額返済まで繰延べます。ただし、変動金利から固定金利へ変更する場合は、変更時に未払利息を一括して精算させていただきます。</p></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="計算方法" style="scroll-margin-top:0px">計算方法</h3><p class="mt-2 whitespace-pre-line">付利単位を1円、1年を12カ月とした月割により計算します。 ただし、次の場合は1年を365日とした日割により計算します。</p></div></div><div class="my-6"><div class="break-all text-base text-active"><ul><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">お借入日から第1回返済日までの期間が1カ月未満の場合の約定利息</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">繰上返済の場合の未払利息</span></li><li class="mb-1 grid list-none" style="grid-template-columns:minmax(1ch, auto) 1fr"><span class="justify-self-end mx-1 font-bold md:mr-1.5">・</span><span class="whitespace-pre-line">遅延損害金</span></li></ul></div></div><div class="my-6"><div class="pt-4"><h3 class="text-lg font-bold" id="金利情報" style="scroll-margin-top:0px">金利情報</h3><p class="mt-2 whitespace-pre-line">以下をご確認ください。</p></div></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/kinri" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">金利一覧はこちら</a></span></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="保証人、担保" style="scroll-margin-top:0px">保証人、担保</h2></div><p class="mt-4 whitespace-pre-line">●連名でのお借入れとなります。 ●ちばぎん保証株式会社を保証人とします（保証料が別途必要となります）。 なお、担保物件が共有または別途に担保提供する場合、もしくは所得を合算する場合は、原則として当該関係者をちばぎん保証株式会社に対する連帯保証人とします。 ●融資対象物件を担保とし、ちばぎん保証株式会社が第1順位の抵当権を設定登記します。 （住宅金融支援機構の直接融資等公的融資を併用する場合は、当該融資の抵当権の後順位とします） ●敷地に抵当権を設定しない場合等においては、お借入れ対象となる建物に長期火災保険を付保していただき保険金請求権にちばぎん保証株式会社を質権者とする第1順位の質権を設定します。</p></div></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="手数料・保証料" style="scroll-margin-top:0px">手数料・保証料</h2></div><p class="mt-4 whitespace-pre-line">お借入れ時に所定の事務取扱手数料及び保証料が別途必要となります。</p></div></div><div class="my-6"><div><h4 class="font-bold">事務取扱手数料</h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">銀行事務取扱手数料</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">44,000円（税込）</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">保証会社事務取扱手数料</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">11,000円（税込）</td></tr></tbody></table></div></div></div><div class="my-6"><div><h4 class="font-bold">保証料</h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">ご利用期間</th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x">保証料金額</th></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">5年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">4,580円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">10年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">8,544円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">15年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">11,982円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">20年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">14,834円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">25年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">17,254円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">30年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">19,137円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">35年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">20,688円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">40年</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">21,818円</td></tr></tbody></table></div></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※お借入金額100万円あたりの金額です。 ※保証料をお支払いにならない方法もご選択できます。その場合、お借入れにかかる適用利率は店頭表示の利率に対し年0.2％～0.4％上乗せとなります。</p></div><div class="my-6"><p class="whitespace-pre-line break-words text-base text-active">変動金利から固定金利への変更及びその他返済条件を変更する場合は、条件変更手数料 33,000円（消費税含） が別途必要となります。</p></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※内入を伴わない期間短縮の場合は、ちばぎん保証株式会社より残高・残存期間に応じて保証料をお戻しいたしますが、保証料返還事務手数料3,300円（消費税含）が別途必要となります。 ※出産・育児・介護休業による元金据置利用時の条件変更手数料は、1回に限り無料です。※2 出産・育児・介護休業による元金据置利用時の条件変更手数料は、1回に限り無料です。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="繰上返済のお取り扱い" style="scroll-margin-top:0px">繰上返済のお取り扱い</h2></div><p class="mt-4 whitespace-pre-line">最終返済日前に全額または一部を繰上返済する場合は、前回返済日から繰上返済日までの日数に応じた未払利息とともに繰上返済元金を受け入れます（※）。 最終返済日前に繰上返済する場合は、次の繰上返済手数料（消費税含）が別途必要となります。 ただし、インターネットで一部繰上返済のお手続きを行う場合は、繰上返済手数料は無料です。</p></div></div><div class="my-6"><div><h4 class="font-bold"></h4><div class="mt-4 max-w-[calc(100vw-32px)] overflow-x-scroll md:hidden-scrollbar"><table class="w-full min-w-full max-w-fit table-fixed md:max-w-full"><tbody><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column"></th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x">変動金利期間中</th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x">固定金利期間 終了時</th><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold HeadingMultiColumnTable_not-first-column__zQ7_x">固定金利期間中</th></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">一部繰上返済</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">33,000円</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">33,000円</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">33,000円</td></tr><tr><th class="whitespace-pre-line border border-solid p-4 text-left align-middle border-white bg-backgroundTableHeader font-bold first-column">全額繰上返済</th><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">33,000円</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">33,000円</td><td class="whitespace-pre-line border border-solid p-4 text-left align-middle border-borderTableCell HeadingMultiColumnTable_not-first-column__zQ7_x">33,000円</td></tr></tbody></table></div></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※繰上返済いただいた場合、ちばぎん保証株式会社より残高・残存期間に応じて保証料をお戻しいたしますが、保証料返還事務手数料＜一部：5,500円（税込）、全額：11,000円（税込）＞が別途必要となります。 なお、保証料返還事務手数料はちばぎん保証株式会社からお客さまへお戻しする保証料の範囲内で差し引かせていただきますので、別途お客さまからお支払いいただく必要はございません。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="団体信用生命保険" style="scroll-margin-top:0px">団体信用生命保険</h2></div><p class="mt-4 whitespace-pre-line">ご加入者が、死亡または所定の高度障害状態になられたときなど、保険金によりローンの残額が返済される「団体信用生命保険」に加入していただきます（所定の利率が金利に上乗せされます）。</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※団体信用生命保険の詳細については、加入申込書兼告知書に添付されている「契約概要」「注意喚起情報」「正しく告知いただくために」および加入申込書兼告知書の裏面をご覧ください。</p></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/kojin/services/loan/housing/group_insurance/gi_joint_life" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">連生団信について</a></span></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/kojin/services/loan/housing/group_insurance/gi_joint_life_cancer" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">連生がん団信について</a></span></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="損害保険（銀行窓販商品）" style="scroll-margin-top:0px">損害保険（銀行窓販商品）</h2></div><p class="mt-4 whitespace-pre-line">火災などにより建物や家財が損害を受けた場合に、損害が補償される住宅ローン専用火災保険（※）にご加入いただくことができます（保険料が別途必要）。 病気やケガなどで就業不能となった場合に、返済額相当の保険金が支払われる債務返済支援保険（※）にご加入いただくことができます（保険料が別途必要）。</p></div></div><div class="my-6"><p class="text-xs text-inactive line-clamp-3 block whitespace-pre-line break-words">※保険内容については、専用パンフレットをご覧ください。</p></div><div class="my-6"><div class="pt-6 md:pt-8"><div class="flex"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="mr-1 mt-[3.5px] size-6 shrink-0 md:mt-[7.5px]"><path fill="#D53F50" d="M10.635 4H19.6v6.704c0 .878-.171 1.748-.504 2.56a6.7 6.7 0 0 1-1.437 2.168 6.6 6.6 0 0 1-2.15 1.447 6.6 6.6 0 0 1-2.534.505h-2.812c-3.041-.011-5.272 1.693-5.272 5.35V24H4V10.7a6.74 6.74 0 0 1 1.945-4.737A6.6 6.6 0 0 1 10.635 4"></path></svg><h2 class="text-22px font-bold md:text-28px" id="付加できる特約事項" style="scroll-margin-top:0px">付加できる特約事項</h2></div><p class="mt-4 whitespace-pre-line">毎月の返済額およびボーナス時増額返済額について、元利均等返済額を下限として任意にご指定いただける返済額指定方式のお取り扱いが可能です（条件変更手数料が別途必要となります）。</p></div></div><div class="my-6"><span class="group leading-[24.4px] w-fit text-sm"><a href="https://www.chibabank.co.jp/kojin/services/loan/housing/repayment_plan/specified_repayment" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary">詳しくはこちら（返済額指定方式について）</a></span></div><div class="mb-6 mt-12 md:mt-14"><div style="height:212.8px"><div class="absolute right-0 mx-[calc(50%-(100dvw-var(--scrollbar-width,0px))/2)] w-dvw-no-sb"><div class="rounded-br-[32px] rounded-tl-[32px] bg-primary px-6 py-12 md:px-4 md:py-14"><div class="mx-auto md:flex md:max-w-[960px] md:items-center md:gap-14"><h2 class="break-all text-26px font-bold text-white md:flex-1 md:text-36px">お申込はこちら</h2><div class="mt-12 md:mt-0 md:flex-1"><div class=""><h3 class="break-all text-base font-bold text-white">住宅ローンのお申込・ご相談・シミュレーション</h3><div class="flex flex-col gap-6 mt-6"><a class="flex justify-center items-center gap-x-2 border bg-white border-solid border-borderDarkGray text-primary hover:border-primary font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all bg-white" href="https://form.chibabank.co.jp/pc/house_terms_new.php?loan_id=N01"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">ネットで事前審査<svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 24" class="pointer-events-none ml-1 inline-block size-6 align-sub"><path fill="#D53F50" fill-rule="evenodd" d="M13.773 4a.75.75 0 0 0 0 1.5h3.666l-.443.443-5.58 5.579-.014.015-.932.933a.75.75 0 0 0 1.06 1.06l6.527-6.527.443-.442v3.666a.75.75 0 0 0 1.5 0V4.75a.75.75 0 0 0-.75-.75zM4 7.25a.75.75 0 0 0-.75.75v12c0 .414.336.75.75.75h12a.75.75 0 0 0 .75-.75v-6a.75.75 0 0 0-1.5 0v5.25H4.75V8.75H10a.75.75 0 0 0 0-1.5z" clip-rule="evenodd"></path></svg></span></span></a><a class="flex justify-center items-center gap-x-2 text-white bg-primary hover:bg-[#D53F50B2] font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all border border-solid border-white hover:bg-[#E27985]" href="https://www.chibabank.co.jp/kojin/services/loan/housing/housing_simulation"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">住宅ローンシミュレーション</span></span></a><a class="flex justify-center items-center gap-x-2 text-white bg-primary hover:bg-[#D53F50B2] font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all border border-solid border-white hover:bg-[#E27985]" href="https://www.chibabank.co.jp/reservation/notes"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">来店予約</span></span></a></div></div><div class="mt-12"><h3 class="break-all text-base font-bold text-white">住宅ローンに関する資料はこちら</h3><div class="flex flex-col gap-6 mt-6"><a class="flex justify-center items-center gap-x-2 border bg-white border-solid border-borderDarkGray text-primary hover:border-primary font-bold min-h-12 w-full rounded-full px-4 py-2 focus:outline-none focus:ring-[3px] focus:ring-offset-4 focus:ring-white focus:ring-offset-primary break-all bg-white" href="https://www.chibabank.co.jp/kojin/services/loan/housing/housing_leaflets"><span class="flex max-h-[44.8px] gap-x-2 overflow-hidden leading-[1.4]"><span class="inline">パンフレットダウンロード</span></span></a></div></div></div></div></div></div></div></div><div class="my-6"><div class="flex w-full rounded-lg bg-white p-4 border border-solid border-borderDarkGray"><details class="w-full"><summary class="flex cursor-pointer select-none list-none focus-ring-offset-0 [&::-webkit-details-marker]:hidden"><div class="flex w-full cursor-pointer justify-between focus-ring-offset-0"><div class="flex w-full items-center"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 20 20" class="mr-2 size-5 shrink-0"><circle cx="10" cy="10" r="7.5" stroke="#D53F50" stroke-width="1.5"></circle><path fill="#D53F50" fill-rule="evenodd" d="M11 6.667a1 1 0 1 0-2 0v3.75a1 1 0 1 0 2 0zM10 13a1 1 0 1 0 0 2 1 1 0 0 0 0-2" clip-rule="evenodd"></path></svg><p>ご留意事項</p></div><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="ml-2 flex-none self-center size-6"><path stroke="#D53F50" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m7 11.5 5 5 5-5"></path></svg></div></summary><div class="h-0 overflow-hidden transition-[height,opacity] duration-100 ease-in-out"><div class="w-full border-collapse bg-white"><p class="mt-6 whitespace-pre-wrap text-sm">ちばぎん保証株式会社以外の保証会社についてはお取扱条件が異なります。 連帯債務借入に関する税務事項は、税務署や税理士等にご確認ください。 返済額の試算をご希望の場合は、窓口にお申し付けください。</p><span class="group leading-[24.4px] mt-1 block text-sm"><a href="https://www.chibabank.co.jp/kojin/services/loan/housing/housing_basics/housing_forms" class="flex underline underline-offset-2 hover:no-underline group-hover:border-b-0 group-hover:opacity-70 text-primary underline-offset-4">必要書類についてはこちら</a></span></div></div></details></div></div><h2 class="mt-12 text-22px font-bold md:mt-14 md:text-28px">キャンペーン</h2><div class="mt-6"><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] py-12 md:py-14"><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">関連ブログ</h2><div class="w-full h-[calc(370px+24px+40px)] md:h-[calc(334px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">セミナー・イベント</h2><div class="w-full h-[calc(221px + 24px + 40px)] md:h-[calc(259px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:text-28px md:tracking-[0.56px]">よくあるご質問</h2><div class="w-full min-h-auto"><div class="flex h-[92px] items-center justify-center"><p class="text-center">現在、連帯債務住宅ローンに関連するよくあるご質問はございません</p></div></div></div><div class="mt-12 md:mt-14"><h2 class="mb-6 text-22px font-bold tracking-[0.44px] md:ml-0 md:text-28px md:tracking-[0.56px]">関連リンク</h2><div class="w-full h-[calc(170px + 24px + 40px)] md:h-[calc(186px+24px+40px)]"><div class="flex h-full items-center justify-center"><div class="h-[40px]"><div class="size-full"></div></div></div></div></div></div></div><div class="flex justify-center px-4 bg-white"><div class="w-full max-w-[960px] pb-12 md:pb-14"><div class="mt-12 md:mt-14"><div class="grid gap-y-6"><h2 class="mt-6 text-22px font-bold tracking-[0.02em] md:mt-8 md:text-28px">この記事をシェア</h2><div class="flex gap-x-4"><a href="https://social-plugins.line.me/lineit/share?url=https://www.chibabank.co.jp/kojin/services/loan/housing/housing_related/housing_couple" target="_blank" rel="noopener noreferrer"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 24 25" class="size-6"><path fill="#04C755" fill-rule="evenodd" d="M11.975 11.229c-.047.521 0 1.233 0 1.773 0 .284.048.597-.095.806a.48.48 0 0 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