Message from the President

I would like to express my sincere gratitude to everyone for the ongoing support given to the Chiba Bank.

Chiba Prefecture, our main business area, is expected to maintain continuous growth reflecting the development of transportation infrastructure, such as Ken-O Expressway, and progress in regional revitalization projects.

On the other hand, the environment surrounding us is becoming increasingly severe due to factors such as an increase in the population-declining areas in Chiba Prefecture and the continuation of ultra-low interest rates. In addition, the modality of regional financial institutions is undergoing a major change with the further digitization of society as a whole.

In April 2020, we launched the 14th medium term management plan "NEXT STEP 2023 ~ connect and go beyond, for the future ~."

Since the foundation, we have worked together to provide financial services that meet the needs of customers and regional communities.

We recognize that our mission is to "contribute to the sustainable development of regional economies through the provision of the latest financial services as a partner for customers and regional communities." To realize this mission, we set a vision in the medium term management plan of "enhancing customer experience by deepening financial functions and creating new models for regional finance."

Under this medium term management plan, we aim to provide truly useful and high-quality services by making maximum use of digital technologies and information from inside and outside the Group, while developing all business activities from the customer's perspective. In addition, to respond to customers' expectations and concerns beyond the framework of existing banking, we will further promote alliances with other banks and cross-industry collaborations.
The core of our strategy is to deepen connections with customers and build long-term relationships with even more customers through these efforts.

We will strive to respond to the expectations of all our stakeholders by taking advantage of the rapid changes in the environment surrounding us as an opportunity to make a leap forward. We look forward to your further support and patronage.

Hidetoshi Sakuma
President